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Carmel 04419

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.MaineBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 50
Buyer's marketBalancedSeller's market
$305K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+35.7%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
31
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$322K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
2016202020222023202420252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2016202020222023202420252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2016202020222023202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2016202020222023202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2016202020222023202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2016202020222023202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2016202020222023202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2016202020222023202420252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2016202020222023202420252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2016202020222023202420252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2016202020222023202420252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2016201820192020202220242026

Housing Stock

HomesHow many homes we have records for in this area.1,188
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$322K
Median sizeThe middle home size here, measured in square feet.1,248 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1982
Single familyThe share of homes here that are single-family houses.97%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.59%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.4%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.72%
Company ownedThe share of homes owned by a company or trust instead of a person.3.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.43%
Typical ownership tenureHow long the typical owner here has held their home.20.2 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,796
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$92K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96K
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Carmel 04419 compares

By median home value, Carmel 04419 is the 5th most expensive of 41 ZIP codes in Penobscot County, and its typical home is worth more than 67% of all homes in Penobscot County.

Home values in Carmel 04419

Share of homes at each estimated value.

Median
$108K$626K
ZIP codes in Penobscot County ranked by median home value
#Penobscot CountyMedian valueHomes
1Hampden 04444$356K3,581
2Holden 04429$343K2,093
3Levant 04456$327K1,183
4Orono 04473$325K1,809
5Carmel 04419$322K1,188
6Orrington 04474$320K1,556
7Bangor 04401$318K14,208
8Brewer 04412$307K3,133
9Eddington 04428$304K1,367
10Newport 04953$265K1,539
11Kenduskeag 04450$251K494
12Charleston 04422$244K363
13Dixmont 04932$244K542
14Stetson 04488$242K504
15Old Town 04468$242K3,109
16Bradley 04411$240K682
17Corinth 04427$236K1,179
18Plymouth 04969$226K568
19Exeter 04435$220K501
20West Enfield 04493$219K823
21Passadumkeag 04475$208K155
22Etna 04434$206K485
23Milford 04461$200K1,200
24Corinna 04928$199K1,049

41 ZIP codes in Penobscot County are ranked; the most valuable are listed here.

About the Carmel 04419 market

What is the median home price in Carmel 04419, ME?

The median sale price in Carmel 04419, ME is $305,000 (data through July 2026), based on deeds recorded with the county. That is up 35.7% from a year earlier.

How many homes sell in Carmel 04419, ME each year?

31 homes sold in Carmel 04419, ME over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Carmel 04419, ME a buyer's or seller's market?

Carmel 04419, ME is currently a balanced market, scoring 50 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Carmel 04419, ME?

Carmel 04419, ME contains 1,188 residential properties, with a median of 1,248 square feet, 3 bedrooms, built around 1982. The median TopHap Estimate is $322K.

How does Carmel 04419, ME compare to the rest of Penobscot County?

By median home value, Carmel 04419, ME is the 5th most expensive of 41 ZIP codes in Penobscot County. Its typical home is worth more than 67% of all homes in Penobscot County. Orono 04473 ranks just above it and Orrington 04474 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Carmel 04419, ME?

72% of homes in Carmel 04419, ME are owner-occupied. 4% are held by a company rather than an individual.

How much equity do owners in Carmel 04419, ME hold?

59% of mortgaged homes in Carmel 04419, ME are equity-rich, meaning the loan balance is under half the home's value. 2.4% owe more than the home is worth.

Nearby markets

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