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Black Creek 14714

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$128K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-28.9%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$159K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017201820202021202320242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162017201820202021202320242026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017201820202021202320242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017201820202021202320242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017201820202021202320242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017201820202021202320242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017201820202021202320242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017201820202021202320242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017201820202021202320242026

Housing Stock

HomesHow many homes we have records for in this area.362
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$159K
Median sizeThe middle home size here, measured in square feet.1,296 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1974
Single familyThe share of homes here that are single-family houses.33%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.75%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.9%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.49%
Company ownedThe share of homes owned by a company or trust instead of a person.9.4%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.27%
Typical ownership tenureHow long the typical owner here has held their home.9.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.360
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$75K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Black Creek 14714 compares

By median home value, Black Creek 14714 is the 5th most expensive of 24 ZIP codes in Allegany County, and its typical home is worth more than 71% of all homes in Allegany County.

Home values in Black Creek 14714

Share of homes at each estimated value.

Median
$55K$346K
ZIP codes in Allegany County ranked by median home value
#Allegany CountyMedian valueHomes
1Alfred 14802$180K304
2Alfred Station 14803$177K493
3Houghton 14744$163K297
4Caneadea 14717$160K960
5Black Creek 14714$159K362
6Cuba 14727$150K2,962
7Almond 14804$143K907
8Rushford 14777$141K747
9Fillmore 14735$124K1,274
10Little Genesee 14754$121K357
11Belfast 14711$120K993
12Angelica 14709$114K964
1314029$112K164
14Ceres 14721$112K104
15Andover 14806$105K1,089
16Alma 14708$102K126
17Swain 14884$102K330
18Wellsville 14895$101K3,854
19Whitesville 14897$99K403
20Scio 14880$98K950
21Belmont 14813$95K1,104
22Friendship 14739$93K1,492
23Canaseraga 14822$88K770
24Bolivar 14715$87K1,355

About the Black Creek 14714 market

What is the median home price in Black Creek 14714, NY?

The median sale price in Black Creek 14714, NY is $128,000 (data through April 2026), based on deeds recorded with the county. That is down 28.9% from a year earlier.

How many homes sell in Black Creek 14714, NY each year?

3 homes sold in Black Creek 14714, NY over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Black Creek 14714, NY?

Black Creek 14714, NY contains 362 residential properties, with a median of 1,296 square feet, 3 bedrooms, built around 1974. The median TopHap Estimate is $159K.

How does Black Creek 14714, NY compare to the rest of Allegany County?

By median home value, Black Creek 14714, NY is the 5th most expensive of 24 ZIP codes in Allegany County. Its typical home is worth more than 71% of all homes in Allegany County. Caneadea 14717 ranks just above it and Cuba 14727 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Black Creek 14714, NY?

49% of homes in Black Creek 14714, NY are owner-occupied. 9% are held by a company rather than an individual.

How much equity do owners in Black Creek 14714, NY hold?

75% of mortgaged homes in Black Creek 14714, NY are equity-rich, meaning the loan balance is under half the home's value. 2.9% owe more than the home is worth.

Nearby markets

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Explore Black Creek 14714 on the map

See every recorded sale, price heat map, school zone and flood overlay across Black Creek 14714in TopHap’s interactive 3D map.

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