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Gifford 16732

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Pennsylvania
$48K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
5
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$113K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920202021202320242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920202021202320242026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018201920202021202320242026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018201920202021202320242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920202021202320242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920202021202320242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920202021202320242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920202021202320242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920202021202320242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920202021202320242026

Housing Stock

HomesHow many homes we have records for in this area.176
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$113K
Median sizeThe middle home size here, measured in square feet.1,272 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1962
Single familyThe share of homes here that are single-family houses.61%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.60%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.85%
Company ownedThe share of homes owned by a company or trust instead of a person.0.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.42%
Typical ownership tenureHow long the typical owner here has held their home.18.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$73K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81K
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Gifford 16732 compares

By median home value, Gifford 16732 is the 10th most expensive of 16 ZIP codes in Mckean County, and its typical home is worth more than 47% of all homes in Mckean County.

Home values in Gifford 16732

Share of homes at each estimated value.

Median
$47K$317K
ZIP codes in Mckean County ranked by median home value
#Mckean CountyMedian valueHomes
1Lewis Run 16738$136K829
2Derrick City 16727$135K126
3Smethport 16749$131K2,208
4Kane 16735$130K3,614
5Turtlepoint 16750$127K222
6Cyclone 16726$119K253
7Bradford 16701$118K6,522
8Port Allegany 16743$117K1,852
9Eldred 16731$117K1,300
10Gifford 16732$113K176
11Rew 16744$103K143
12Duke Center 16729$100K368
13Mount Jewett 16740$92K644
14Ludlow 16333$89K177
15Rixford 16745$87K267
16Hazel Hurst 16733$55K119

About the Gifford 16732 market

What is the median home price in Gifford 16732, PA?

The median sale price in Gifford 16732, PA is $48,000 (data through January 2026), based on deeds recorded with the county.

How many homes sell in Gifford 16732, PA each year?

5 homes sold in Gifford 16732, PA over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Gifford 16732, PA?

Gifford 16732, PA contains 176 residential properties, with a median of 1,272 square feet, built around 1962. The median TopHap Estimate is $113K.

How does Gifford 16732, PA compare to the rest of Mckean County?

By median home value, Gifford 16732, PA is the 10th most expensive of 16 ZIP codes in Mckean County. Its typical home is worth more than 47% of all homes in Mckean County. Eldred 16731 ranks just above it and Rew 16744 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Gifford 16732, PA?

85% of homes in Gifford 16732, PA are owner-occupied. 1% are held by a company rather than an individual.

How much equity do owners in Gifford 16732, PA hold?

60% of mortgaged homes in Gifford 16732, PA are equity-rich, meaning the loan balance is under half the home's value. 2.2% owe more than the home is worth.

Nearby markets

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