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Belt 59412

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Montana
$314K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+166.1%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
10
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$486K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
JulApr
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
JulApr
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
JulApr
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
JulApr
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
JulApr
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
JulApr
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
JulApr
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201820192020202220232026

Housing Stock

HomesHow many homes we have records for in this area.823
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$486K
Median sizeThe middle home size here, measured in square feet.1,440 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1976
Single familyThe share of homes here that are single-family houses.23%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.70%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.3%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.62%
Company ownedThe share of homes owned by a company or trust instead of a person.14%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.33%
Typical ownership tenureHow long the typical owner here has held their home.12.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$70K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92K
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Belt 59412 compares

By median home value, Belt 59412 is the 2nd most expensive of 15 ZIP codes in Cascade County, and its typical home is worth more than 79% of all homes in Cascade County.

Home values in Belt 59412

Share of homes at each estimated value.

Median
$135K$3M
ZIP codes in Cascade County ranked by median home value
#Cascade CountyMedian valueHomes
1Fort Shaw 59443$487K329
2Belt 59412$486K823
3Cascade 59421$473K1,606
4Ulm 59485$467K368
5Monarch 59463$433K337
6Sun River 59483$433K179
7Vaughn 59487$405K599
8Great Falls 59404$389K11,670
9Neihart 59465$381K206
10Stockett 59480$369K195
11Simms 59477$330K177
12Great Falls 59405$317K9,923
13Great Falls 59401$286K4,416
14Black Eagle 59414$264K419
15Sand Coulee 59472$257K255

About the Belt 59412 market

What is the median home price in Belt 59412, MT?

The median sale price in Belt 59412, MT is $314,050 (data through July 2026), based on deeds recorded with the county. That is up 166.1% from a year earlier.

How many homes sell in Belt 59412, MT each year?

10 homes sold in Belt 59412, MT over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Belt 59412, MT?

Belt 59412, MT contains 823 residential properties, with a median of 1,440 square feet, 3 bedrooms, built around 1976. The median TopHap Estimate is $486K.

How does Belt 59412, MT compare to the rest of Cascade County?

By median home value, Belt 59412, MT is the 2nd most expensive of 15 ZIP codes in Cascade County. Its typical home is worth more than 79% of all homes in Cascade County. Fort Shaw 59443 ranks just above it and Cascade 59421 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Belt 59412, MT?

62% of homes in Belt 59412, MT are owner-occupied. 14% are held by a company rather than an individual.

How much equity do owners in Belt 59412, MT hold?

70% of mortgaged homes in Belt 59412, MT are equity-rich, meaning the loan balance is under half the home's value. 2.3% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Belt 59412 on the map

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