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Cowden 62422

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$95K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
4
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$116K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Housing Stock

HomesHow many homes we have records for in this area.498
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$116K
Median sizeThe middle home size here, measured in square feet.1,200 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1962
Single familyThe share of homes here that are single-family houses.56%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.72%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.5.1%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.67%
Company ownedThe share of homes owned by a company or trust instead of a person.9.8%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.33%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,500
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$60K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

How Cowden 62422 compares

By median home value, Cowden 62422 is the 13th most expensive of 13 ZIP codes in Shelby County, and its typical home is worth more than 28% of all homes in Shelby County.

Home values in Cowden 62422

Share of homes at each estimated value.

Median
$41K$383K
ZIP codes in Shelby County ranked by median home value
#Shelby CountyMedian valueHomes
1Oconee 62553$249K246
2Lakewood 62438$227K195
3Sigel 62462$195K478
4Moweaqua 62550$186K1,217
5Strasburg 62465$168K422
6Shelbyville 62565$167K3,372
7Findlay 62534$162K620
8Mode 62444$162K212
9Windsor 61957$156K885
10Tower Hill 62571$148K685
11Stewardson 62463$138K581
12Herrick 62431$119K546
13Cowden 62422$116K498

About the Cowden 62422 market

What is the median home price in Cowden 62422, IL?

The median sale price in Cowden 62422, IL is $95,000 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Cowden 62422, IL each year?

4 homes sold in Cowden 62422, IL over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Cowden 62422, IL?

Cowden 62422, IL contains 498 residential properties, with a median of 1,200 square feet, 3 bedrooms, built around 1962. The median TopHap Estimate is $116K.

How does Cowden 62422, IL compare to the rest of Shelby County?

By median home value, Cowden 62422, IL is the 13th most expensive of 13 ZIP codes in Shelby County. Its typical home is worth more than 28% of all homes in Shelby County. Herrick 62431 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cowden 62422, IL?

67% of homes in Cowden 62422, IL are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in Cowden 62422, IL hold?

72% of mortgaged homes in Cowden 62422, IL are equity-rich, meaning the loan balance is under half the home's value. 5.1% owe more than the home is worth.

Nearby markets

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Explore Cowden 62422 on the map

See every recorded sale, price heat map, school zone and flood overlay across Cowden 62422in TopHap’s interactive 3D map.

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