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Ludlow 64656

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$182K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
2
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$120K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172026

Housing Stock

HomesHow many homes we have records for in this area.153
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$120K
Median sizeThe middle home size here, measured in square feet.1,228 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1925
Single familyThe share of homes here that are single-family houses.50%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.68%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.6.8%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.46%
Company ownedThe share of homes owned by a company or trust instead of a person.14%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.24%
Typical ownership tenureHow long the typical owner here has held their home.13.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$57K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67K
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Ludlow 64656 compares

By median home value, Ludlow 64656 is the 7th most expensive of 7 ZIP codes in Livingston County, and its typical home is worth more than 21% of all homes in Livingston County.

Home values in Ludlow 64656

Share of homes at each estimated value.

Median
$41K$378K
ZIP codes in Livingston County ranked by median home value
#Livingston CountyMedian valueHomes
1Chula 64635$276K298
2Wheeling 64688$273K289
3Dawn 64638$242K245
4Mooresville 64664$196K178
5Chillicothe 64601$194K4,517
6Utica 64686$136K138
7Ludlow 64656$120K153

About the Ludlow 64656 market

What is the median home price in Ludlow 64656, MO?

The median sale price in Ludlow 64656, MO is $181,777 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Ludlow 64656, MO each year?

2 homes sold in Ludlow 64656, MO over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Ludlow 64656, MO?

Ludlow 64656, MO contains 153 residential properties, with a median of 1,228 square feet, 3 bedrooms, built around 1925. The median TopHap Estimate is $120K.

How does Ludlow 64656, MO compare to the rest of Livingston County?

By median home value, Ludlow 64656, MO is the 7th most expensive of 7 ZIP codes in Livingston County. Its typical home is worth more than 21% of all homes in Livingston County. Utica 64686 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Ludlow 64656, MO?

46% of homes in Ludlow 64656, MO are owner-occupied. 14% are held by a company rather than an individual.

How much equity do owners in Ludlow 64656, MO hold?

68% of mortgaged homes in Ludlow 64656, MO are equity-rich, meaning the loan balance is under half the home's value. 6.8% owe more than the home is worth.

Nearby markets

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Explore Ludlow 64656 on the map

See every recorded sale, price heat map, school zone and flood overlay across Ludlow 64656in TopHap’s interactive 3D map.

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