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Mountain City 89831

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Nevada
$50K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
2
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$94K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2016201820192021202220232026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2016201820192021202220232026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2016201820192021202220232026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2016201820192021202220232026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2016201820192021202220232026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2016201820192021202220232026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2016201820192021202220232026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2016201820192021202220232026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2016201820192021202220232026

Housing Stock

HomesHow many homes we have records for in this area.123
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$94K
Median sizeThe middle home size here, measured in square feet.492 ft²
Median bedroomsThe middle bedroom count for homes here.1
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1983
Single familyThe share of homes here that are single-family houses.44%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.98%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.6.9%
Company ownedThe share of homes owned by a company or trust instead of a person.36%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.11.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.195
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.122
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$47K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55K
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Mountain City 89831 compares

By median home value, Mountain City 89831 is the 10th most expensive of 11 ZIP codes in Elko County, and its typical home is worth more than 7% of all homes in Elko County.

Home values in Mountain City 89831

Share of homes at each estimated value.

Median
$28K$185K
ZIP codes in Elko County ranked by median home value
#Elko CountyMedian valueHomes
1Lamoille 89828$568K196
2Spring Creek 89815$394K6,431
3Elko 89801$371K8,035
4West Wendover 89883$250K675
5Deeth 89823$205K101
6Jackpot 89825$202K110
7Carlin 89822$164K761
8Wells 89835$155K626
9Jarbidge 89826$125K125
10Mountain City 89831$94K123
11Montello 89830$78K254

About the Mountain City 89831 market

What is the median home price in Mountain City 89831, NV?

The median sale price in Mountain City 89831, NV is $50,000 (data through January 2026), based on deeds recorded with the county.

How many homes sell in Mountain City 89831, NV each year?

2 homes sold in Mountain City 89831, NV over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Mountain City 89831, NV?

Mountain City 89831, NV contains 123 residential properties, with a median of 492 square feet, 1 bedrooms, built around 1983. The median TopHap Estimate is $94K.

How does Mountain City 89831, NV compare to the rest of Elko County?

By median home value, Mountain City 89831, NV is the 10th most expensive of 11 ZIP codes in Elko County. Its typical home is worth more than 7% of all homes in Elko County. Jarbidge 89826 ranks just above it and Montello 89830 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Mountain City 89831, NV?

7% of homes in Mountain City 89831, NV are owner-occupied. 36% are held by a company rather than an individual.

How much equity do owners in Mountain City 89831, NV hold?

98% of mortgaged homes in Mountain City 89831, NV are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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Explore Mountain City 89831 on the map

See every recorded sale, price heat map, school zone and flood overlay across Mountain City 89831 in TopHap’s interactive 3D map.

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