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Bandera County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.TexasBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 42
Buyer's marketBalancedSeller's market
$372K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
54
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$399K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20162017201820192020202220232026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017201820192020202220232026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162017201820192020202220232026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017201820192020202220232026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162017201820192020202220232026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017201820192020202220232026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017201820192020202220232026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017201820192020202220232026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017201820192020202220232026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017201820192020202220232026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017201820192020202220232026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2016201720182024

Housing Stock

HomesHow many homes we have records for in this area.14,976
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$399K
Median sizeThe middle home size here, measured in square feet.1,476 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2000
Single familyThe share of homes here that are single-family houses.36%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.70%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.9%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.65%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.25%
Typical ownership tenureHow long the typical owner here has held their home.8.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,164
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$68K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92K
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Bandera County compares

By median home value, Bandera County is the 18th most expensive of 250 counties in Texas, and its typical home is worth more than 69% of all homes in Texas.

Home values in Bandera County

Share of homes at each estimated value.

Median
$114K$1.2M
counties in Texas ranked by median home value
#TexasMedian valueHomes
1Blanco County$653K7,924
2Kendall County$609K22,166
3Llano County$586K18,289
4Gillespie County$574K15,334
5Glasscock County$529K387
6Hamilton County$523K5,289
7Collin County$510K370,117
8Burnet County$490K27,122
9Comal County$488K83,104
10Travis County$485K384,112
11Austin County$457K15,765
12Denton County$451K309,143
13Parker County$448K60,587
14Wilson County$419K18,662
15Rockwall County$418K45,100
16Somervell County$411K3,811
17Williamson County$410K232,545
18Bandera County$399K14,976
19Hood County$388K31,907
20Fort Bend County$388K299,238
21Fayette County$388K12,126
22Wise County$387K32,795
23Kerr County$385K24,563
24Erath County$379K16,030

250 counties in Texas are ranked; the most valuable are listed here.

Markets in Bandera County, most valuable first

About the Bandera County market

What is the median home price in Bandera County, TX?

The median sale price in Bandera County, TX is $371,724 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Bandera County, TX each year?

54 homes sold in Bandera County, TX over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Bandera County, TX a buyer's or seller's market?

Bandera County, TX is currently a balanced market, scoring 42 out of 100 on TopHap's market temperature index (data through April 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Bandera County, TX?

Bandera County, TX contains 14,976 residential properties, with a median of 1,476 square feet, 3 bedrooms, built around 2000. The median TopHap Estimate is $399K.

How does Bandera County, TX compare to the rest of Texas?

By median home value, Bandera County, TX is the 18th most expensive of 250 counties in Texas. Its typical home is worth more than 69% of all homes in Texas. Williamson County ranks just above it and Hood County just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Bandera County, TX?

65% of homes in Bandera County, TX are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Bandera County, TX hold?

70% of mortgaged homes in Bandera County, TX are equity-rich, meaning the loan balance is under half the home's value. 1.9% owe more than the home is worth.

Browse addresses

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Explore Bandera County on the map

See every recorded sale, price heat map, school zone and flood overlay across Bandera Countyin TopHap’s interactive 3D map.

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