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Caspar 95420

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.CaliforniaSeller's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Seller's market · 61
Buyer's marketBalancedSeller's market
$615K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$650K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017201820192020202120232025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162017201820192020202120232025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017201820192020202120232025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017201820192020202120232025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017201820192020202120232025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017201820192020202120232025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017201820192020202120232025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017201820192020202120232025

Housing Stock

HomesHow many homes we have records for in this area.152
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$650K
Median sizeThe middle home size here, measured in square feet.643 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1976
Single familyThe share of homes here that are single-family houses.81%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.67%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.4.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.55%
Company ownedThe share of homes owned by a company or trust instead of a person.34%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.33%
Typical ownership tenureHow long the typical owner here has held their home.14.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.421

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.242
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.99 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$78K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104K
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Caspar 95420 compares

By median home value, Caspar 95420 is the 3rd most expensive of 25 ZIP codes in Mendocino County, and its typical home is worth more than 83% of all homes in Mendocino County.

Home values in Caspar 95420

Share of homes at each estimated value.

Median
$268K$2.5M
ZIP codes in Mendocino County ranked by median home value
#Mendocino CountyMedian valueHomes
1Mendocino 95460$852K1,276
2Little River 95456$688K479
3Caspar 95420$650K152
4Albion 95410$623K484
5Elk 95432$599K172
6Gualala 95445$581K1,398
7Manchester 95459$567K335
8Yorkville 95494$548K207
9Philo 95466$526K423
10Comptche 95427$519K121
11Fort Bragg 95437$471K5,148
12Redwood Valley 95470$459K1,933
1395463$436K138
14Hopland 95449$432K359
15Point Arena 95468$431K439
16Westport 95488$427K171
17Ukiah 95482$426K8,189
18Boonville 95415$423K420
1995481$366K105
20Potter Valley 95469$335K786
21Willits 95490$303K4,908
22Laytonville 95454$207K1,506
23Piercy 95587$198K180
24Leggett 95585$198K203

25 ZIP codes in Mendocino County are ranked; the most valuable are listed here.

About the Caspar 95420 market

What is the median home price in Caspar 95420, CA?

The median sale price in Caspar 95420, CA is $615,000 (data through October 2025), based on deeds recorded with the county.

How many homes sell in Caspar 95420, CA each year?

1 homes sold in Caspar 95420, CA over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Caspar 95420, CA a buyer's or seller's market?

Caspar 95420, CA is currently a seller's market, scoring 61 out of 100 on TopHap's market temperature index (data through October 2025). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Caspar 95420, CA?

Caspar 95420, CA contains 152 residential properties, with a median of 643 square feet, 3 bedrooms, built around 1976. The median TopHap Estimate is $650K.

How does Caspar 95420, CA compare to the rest of Mendocino County?

By median home value, Caspar 95420, CA is the 3rd most expensive of 25 ZIP codes in Mendocino County. Its typical home is worth more than 83% of all homes in Mendocino County. Little River 95456 ranks just above it and Albion 95410 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Caspar 95420, CA?

55% of homes in Caspar 95420, CA are owner-occupied. 34% are held by a company rather than an individual.

How much equity do owners in Caspar 95420, CA hold?

67% of mortgaged homes in Caspar 95420, CA are equity-rich, meaning the loan balance is under half the home's value. 4.2% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Caspar 95420 on the map

See every recorded sale, price heat map, school zone and flood overlay across Caspar 95420 in TopHap’s interactive 3D map.

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