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Clay County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$281K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
8
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$185K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Housing Stock

HomesHow many homes we have records for in this area.5,953
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$185K
Median sizeThe middle home size here, measured in square feet.1,544 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1978
Single familyThe share of homes here that are single-family houses.57%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.82%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.72%
Company ownedThe share of homes owned by a company or trust instead of a person.9.9%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.29%
Typical ownership tenureHow long the typical owner here has held their home.12.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$75K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87K
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

How Clay County compares

By median home value, Clay County is the 143rd most expensive of 250 counties in Texas, and its typical home is worth more than 19% of all homes in Texas.

Home values in Clay County

Share of homes at each estimated value.

Median
$42K$885K
counties in Texas ranked by median home value
#TexasMedian valueHomes
1Blanco County$653K7,924
2Kendall County$609K22,166
3Llano County$586K18,289
4Gillespie County$574K15,334
5Glasscock County$529K387
6Hamilton County$523K5,289
7Collin County$510K370,117
8Burnet County$490K27,122
9Comal County$488K83,104
10Travis County$485K384,112
11Austin County$457K15,765
12Denton County$451K309,143
13Parker County$448K60,587
14Wilson County$419K18,662
15Rockwall County$418K45,100
16Somervell County$411K3,811
17Williamson County$410K232,545
18Bandera County$399K14,976
19Hood County$388K31,907
20Fort Bend County$388K299,238
21Fayette County$388K12,126
22Wise County$387K32,795
23Kerr County$385K24,563
24Erath County$379K16,030
143Clay County$185K5,953

250 counties in Texas are ranked; the most valuable are listed here.

Markets in Clay County, most valuable first

About the Clay County market

What is the median home price in Clay County, TX?

The median sale price in Clay County, TX is $281,125 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Clay County, TX each year?

8 homes sold in Clay County, TX over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Clay County, TX?

Clay County, TX contains 5,953 residential properties, with a median of 1,544 square feet, built around 1978. The median TopHap Estimate is $185K.

How does Clay County, TX compare to the rest of Texas?

By median home value, Clay County, TX is the 143rd most expensive of 250 counties in Texas. Its typical home is worth more than 19% of all homes in Texas. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Clay County, TX?

72% of homes in Clay County, TX are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in Clay County, TX hold?

82% of mortgaged homes in Clay County, TX are equity-rich, meaning the loan balance is under half the home's value. 1.2% owe more than the home is worth.

Browse addresses

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Explore Clay County on the map

See every recorded sale, price heat map, school zone and flood overlay across Clay Countyin TopHap’s interactive 3D map.

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