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Single Family ResidenceResidential
$449,900$493 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $270,000 on Mar 18, 2025

1 RICHARD TER

WATERBURY, CT 06705
2
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$450K
$429K low$471K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,000 · Mar 18, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$260,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$208,720
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,000
NQM FUNDING LLC · P · recorded Mar 18, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,151 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,164

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chase Elementary SchoolC
Elementary · Grades KG–5 · 0.7 mi
H
Crosby High SchoolF
High · Grades 9–12 · 2.2 mi
M
Wallace Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi

District: Waterbury School District

Neighborhood · ZIP 06705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,205
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,716 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,594
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,837
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1 Richard Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Wolcott Road
  • Among the highest price per square foot in Wolcott Road
  • Smaller than 94% of homes in Naugatuck Valley County
  • Among the smallest lots in Waterbury 06705
  • Older than 88% of homes in Wolcott Road

What homes are worth in Waterbury 06705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$418K

This home is worth more than almost all homes in Waterbury 06705.

How it measures up in Waterbury 06705

The dot is this home. The mark in the middle is the typical home in Waterbury 06705.

Estimated value$449,900
CheaperTypical $285,807Pricier

Pricier than almost all homes nearby

Price per ft²$493
CheaperTypical $232Pricier

Pricier than almost all homes nearby

Living area912 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 11% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.17 acBigger

Smaller than almost all homes nearby

Year built1955
OlderTypical 1960Newer

Newer than 45% of homes nearby

How 1 Richard Ter ranks against every home in each area.
MeasureThis homeWolcott RoadWaterbury 06705Naugatuck Valley County
Estimated valuepricier than$449,900almost all homesalmost all homes61% of homes
Price per ft²pricier than$493almost all homesalmost all homesalmost all homes
Living areabigger than912 ft²27% of homes11% of homes6% of homes
Lot sizebigger than3,485 ft²2% of homesalmost no homes3% of homes
Year builtnewer than195512% of homes45% of homes33% of homes

About 1 Richard Ter

How much is 1 Richard Ter, Waterbury, CT worth?

The TopHap Estimate for 1 Richard Ter, Waterbury, CT is $449,900 as of Jul 14, 2026. The likely range is $429,212 to $470,588. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1 Richard Ter, Waterbury, CT last sell?

1 Richard Ter, Waterbury, CT last sold on Mar 18, 2025 for $270,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1 Richard Ter, Waterbury, CT?

1 Richard Ter, Waterbury, CT has 2 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.08-acre lot.

When was 1 Richard Ter, Waterbury, CT built?

1 Richard Ter, Waterbury, CT was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

What schools serve 1 Richard Ter, Waterbury, CT?

1 Richard Ter, Waterbury, CT is assigned to Chase Elementary School (elementary), rated C; Crosby High School (high), rated F; Wallace Middle School (middle), rated C-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1 Richard Ter, Waterbury, CT compare to other homes in Waterbury 06705?

Among the 6,459 homes in Waterbury 06705, it is worth more than almost all of them ($449,900 against a typical $285,807), its price per square foot is higher than almost all of them ($493 against a typical $232), it is bigger than 11% of them (912 ft² against a typical 1,200 ft²), its lot is bigger than almost none of them (3,485 ft² against a typical 0.17 ac) and it is newer than 45% of them (1955 against a typical 1960). Measured against all of Naugatuck Valley County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1 Richard Ter, Waterbury, CT?

The 2024 property tax bill for 1 Richard Ter, Waterbury, CT was $5,151. The county assessed it at $114,520.

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