Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
Last sold for $255,000 on Jun 4, 2019

1020 SPRUCE ST

ROSELLE, NJ 07203
0
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Jun 4, 2019
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$312,372
MORTGAGE NOW INC · recorded Dec 18, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,177
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,617 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Brick
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Charles C. Polk SchoolC-
Elementary · Grades PK–4 · 0.1 mi
H
Abraham Clark High SchoolF
High · Grades 9–12 · 0.5 mi
M
Grace Wilday Junior High SchoolD-
Middle · Grades 7–8 · 0.7 mi

District: Roselle Borough School District

Neighborhood · ZIP 07203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,867 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,013
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,446
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 69% of homes in Union County
  • Has a smaller lot than 83% of homes in Union County
  • Older than 85% of homes in Union County

How it measures up in Roselle 07203

The dot is this home. The mark in the middle is the typical home in Roselle 07203.

Living area1,440 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 55% of homes nearby

Lot size3,999 ft²
SmallerTypical 0.12 acBigger

Bigger than 19% of homes nearby

Year built1920
OlderTypical 1941Newer

Newer than 20% of homes nearby

How 1020 Spruce St ranks against every home in each area.
MeasureThis homeRoselle 07203Union County
Living areabigger than1,440 ft²55% of homes31% of homes
Lot sizebigger than3,999 ft²19% of homes17% of homes
Year builtnewer than192020% of homes15% of homes

About 1020 Spruce St

When did 1020 Spruce St, Roselle, NJ last sell?

1020 Spruce St, Roselle, NJ last sold on Jun 4, 2019 for $255,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1020 Spruce St, Roselle, NJ?

1020 Spruce St, Roselle, NJ has 1,440 square feet of living space and a 0.09-acre lot.

When was 1020 Spruce St, Roselle, NJ built?

1020 Spruce St, Roselle, NJ was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 1020 Spruce St, Roselle, NJ?

1020 Spruce St, Roselle, NJ is assigned to Dr. Charles C. Polk School (elementary), rated C-; Abraham Clark High School (high), rated F; Grace Wilday Junior High School (middle), rated D-. All sit in Roselle Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 Spruce St, Roselle, NJ compare to other homes in Roselle 07203?

Among the 5,320 homes in Roselle 07203, it is bigger than 55% of them (1,440 ft² against a typical 1,372 ft²), its lot is bigger than 19% of them (3,999 ft² against a typical 0.12 ac) and it is newer than 20% of them (1920 against a typical 1941). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 Spruce St, Roselle, NJ?

The 2025 property tax bill for 1020 Spruce St, Roselle, NJ was $11,617. The county assessed it at $127,000.

More homes on Spruce St

Closest homes

More homes in Roselle 07203

Assigned schools

Explore the area

See this home in context

Open 1020 Spruce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map