Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$165,315
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,000 on Sep 17, 2020

103 N CONGRESS ST

ROCK CITY, IL 61070
0
Baths
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$165K
$122K low$208K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Sep 17, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$165,315
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$132,252

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$532 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,741 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,727
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,014
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,807
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,223

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySTEPHENSON
Lot (acres)The size of the land the home sits on, from county records.0.09
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dakota Jr Sr High SchoolB-
Middle · Grades 7–12 · 3.7 mi
E
Dakota Elementary SchoolC+
Elementary · Grades PK–6 · 3.8 mi

District: Dakota Community Unit School District 201

Neighborhood · ZIP 61070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,209
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,921
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,940
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 N Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest lots in Rock City 61070

What homes are worth in Rock City 61070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$520K

This home is worth more than 42% of homes in Rock City 61070.

How it measures up in Rock City 61070

The dot is this home. The mark in the middle is the typical home in Rock City 61070.

Estimated value$165,315
CheaperTypical $176,847Pricier

Pricier than 42% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.68 acBigger

Smaller than almost all homes nearby

How 103 N Congress St ranks against every home in each area.
MeasureThis homeRock City 61070Stephenson County
Estimated valuepricier than$165,31542% of homes48% of homes
Lot sizebigger than3,920 ft²almost no homes4% of homes

About 103 N Congress St

How much is 103 N Congress St, Rock City, IL worth?

The TopHap Estimate for 103 N Congress St, Rock City, IL is $165,315 as of Jul 14, 2026. The likely range is $122,404 to $208,226. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 N Congress St, Rock City, IL last sell?

103 N Congress St, Rock City, IL last sold on Sep 17, 2020 for $110,000, according to the county's recorded deed.

What schools serve 103 N Congress St, Rock City, IL?

103 N Congress St, Rock City, IL is assigned to Dakota Jr Sr High School (middle), rated B-; Dakota Elementary School (elementary), rated C+. All sit in Dakota Community Unit School District 201. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 N Congress St, Rock City, IL compare to other homes in Rock City 61070?

Among the 345 homes in Rock City 61070, it is worth more than 42% of them ($165,315 against a typical $176,847) and its lot is bigger than almost none of them (3,920 ft² against a typical 0.68 ac). Measured against all of Stephenson County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 N Congress St, Rock City, IL?

The 2025 property tax bill for 103 N Congress St, Rock City, IL was $532. The county assessed it at $6,741.

More homes on N Congress St

Closest homes

More homes in Rock City 61070

Assigned schools

Explore the area

See this home in context

Open 103 N Congress St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map