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Single Family ResidenceResidential
$430,922$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

103 RIVERBANK CV

BOONE, NC 28607
3
Beds
2 / 1
Baths
1,630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$431K
$337K low$525K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,397
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,518
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
SIDUS FINANCIAL LLC · recorded Mar 12, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,525
QUICKEN LOANS LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$576 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.165 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWATAUGA
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 296 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valle Crucis SchoolB+
Elementary · Grades PK–8 · 3.7 mi
H
Watauga High SchoolA-
High · Grades 9–12 · 7.8 mi

District: Watauga County Schools

Neighborhood · ZIP 28607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.353 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,489
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Riverbank Cv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Boone 28607
  • Has a smaller lot than 71% of homes in Watauga County
  • Among the oldest homes in Boone 28607

What homes are worth in Boone 28607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$2M

This home is worth more than 37% of homes in Boone 28607.

How it measures up in Boone 28607

The dot is this home. The mark in the middle is the typical home in Boone 28607.

Estimated value$430,922
CheaperTypical $514,705Pricier

Pricier than 37% of homes nearby

Price per ft²$264
CheaperTypical $303Pricier

Pricier than 34% of homes nearby

Living area1,630 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.46 ac
SmallerTypical 0.72 acBigger

Bigger than 31% of homes nearby

Year built1900
OlderTypical 1986Newer

Older than almost all homes nearby

How 103 Riverbank Cv ranks against every home in each area.
MeasureThis homeBoone 28607Watauga County
Estimated valuepricier than$430,92237% of homes37% of homes
Price per ft²pricier than$26434% of homes34% of homes
Living areabigger than1,630 ft²45% of homes46% of homes
Lot sizebigger than0.46 ac31% of homes29% of homes
Year builtnewer than1900almost no homesalmost no homes

About 103 Riverbank Cv

How much is 103 Riverbank Cv, Boone, NC worth?

The TopHap Estimate for 103 Riverbank Cv, Boone, NC is $430,922 as of Jul 14, 2026. The likely range is $337,240 to $524,604. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Riverbank Cv, Boone, NC last sell?

103 Riverbank Cv, Boone, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 103 Riverbank Cv, Boone, NC?

103 Riverbank Cv, Boone, NC has 3 bedrooms, 2 bathrooms, 1,630 square feet of living space and a 0.46-acre lot.

When was 103 Riverbank Cv, Boone, NC built?

103 Riverbank Cv, Boone, NC was built in 1900, making it 126 years old. It is a conventional home. The building has 1 story.

What schools serve 103 Riverbank Cv, Boone, NC?

103 Riverbank Cv, Boone, NC is assigned to Valle Crucis School (elementary), rated B+; Watauga High School (high), rated A-. All sit in Watauga County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Riverbank Cv, Boone, NC compare to other homes in Boone 28607?

Among the 12,061 homes in Boone 28607, it is worth more than 37% of them ($430,922 against a typical $514,705), its price per square foot is higher than 34% of them ($264 against a typical $303), it is bigger than 45% of them (1,630 ft² against a typical 1,728 ft²), its lot is bigger than 31% of them (0.46 ac against a typical 0.72 ac) and it is newer than almost none of them (1900 against a typical 1986). Measured against all of Watauga County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Riverbank Cv, Boone, NC?

The 2025 property tax bill for 103 Riverbank Cv, Boone, NC was $576. The county assessed it at $125,200.

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