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Single Family ResidenceResidential
$180,430$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $193,590 on Jan 22, 2026

104 RUTH CIR

COWARTS, AL 36321
3
Beds
2.5
Baths
2,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Jul 8, 2025.

Valuation

$180K
$171K low$190K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$193,590 · Jan 22, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,430
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,344

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$757 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,240 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUSTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ashford High SchoolC+
Middle · Grades 9–12 · 4.3 mi
E
Ashford Elementary SchoolA+
Elementary · Grades PK–5 · 4.6 mi

District: Houston County School District

Neighborhood · ZIP 36321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,050
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,097
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,000
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Ruth Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Cowarts 36321
  • Bigger than 93% of homes in Cowarts 36321
  • Older than 85% of homes in Cowarts 36321

What homes are worth in Cowarts 36321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$428K

This home is worth more than 53% of homes in Cowarts 36321.

How it measures up in Cowarts 36321

The dot is this home. The mark in the middle is the typical home in Cowarts 36321.

Estimated value$180,430
CheaperTypical $170,183Pricier

Pricier than 53% of homes nearby

Price per ft²$74
CheaperTypical $111Pricier

Pricier than 16% of homes nearby

Living area2,432 ft²
SmallerTypical 1,477 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.46 ac
SmallerTypical 0.52 acBigger

Bigger than 37% of homes nearby

Year built1969
OlderTypical 1985Newer

Newer than 15% of homes nearby

How 104 Ruth Cir ranks against every home in each area.
MeasureThis homeCowarts 36321Houston County
Estimated valuepricier than$180,43053% of homes46% of homes
Price per ft²pricier than$7416% of homes18% of homes
Living areabigger than2,432 ft²93% of homes83% of homes
Lot sizebigger than0.46 ac37% of homes41% of homes
Year builtnewer than196915% of homes31% of homes

About 104 Ruth Cir

How much is 104 Ruth Cir, Cowarts, AL worth?

The TopHap Estimate for 104 Ruth Cir, Cowarts, AL is $180,430 as of Jul 14, 2026. The likely range is $170,747 to $190,113. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Ruth Cir, Cowarts, AL last sell?

104 Ruth Cir, Cowarts, AL last sold on Jan 22, 2026 for $193,590, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 104 Ruth Cir, Cowarts, AL?

104 Ruth Cir, Cowarts, AL has 3 bedrooms, 2.5 bathrooms, 2,432 square feet of living space and a 0.46-acre lot.

When was 104 Ruth Cir, Cowarts, AL built?

104 Ruth Cir, Cowarts, AL was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 104 Ruth Cir, Cowarts, AL?

104 Ruth Cir, Cowarts, AL is assigned to Ashford High School (middle), rated C+; Ashford Elementary School (elementary), rated A+. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Ruth Cir, Cowarts, AL compare to other homes in Cowarts 36321?

Among the 698 homes in Cowarts 36321, it is worth more than 53% of them ($180,430 against a typical $170,183), its price per square foot is higher than 16% of them ($74 against a typical $111), it is bigger than 93% of them (2,432 ft² against a typical 1,477 ft²), its lot is bigger than 37% of them (0.46 ac against a typical 0.52 ac) and it is newer than 15% of them (1969 against a typical 1985). Measured against all of Houston County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Ruth Cir, Cowarts, AL?

The 2025 property tax bill for 104 Ruth Cir, Cowarts, AL was $757. The county assessed it at $25,240.

More homes on Ruth Cir

Closest homes

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Assigned schools

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