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Single Family ResidenceResidential
$456,525$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $181,300 on Sep 8, 2020

1040 RIDGE ROAD CT

ROCKWALL, TX 75087
4
Beds
3
Baths
2,619 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$457K
$441K low$472K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$181,300 · Sep 8, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$311,525
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$249,220
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$145,000
UNION HOME MORTGAGE CORP · recorded Sep 8, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,096 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,127 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$368,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$543,716

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 408 ft²Porch · 117 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nebbie Williams Elementary SchoolA+
Elementary · Grades PK–6 · 0.6 mi
M
J.W. Williams Middle SchoolA-
Middle · Grades 7–8 · 1.0 mi
H
Rockwall High SchoolA
High · Grades 10–12 · 3.7 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,394
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Ridge Road Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Rockwall 75087
  • Has a bigger lot than 86% of homes in The Shores
  • Older than 85% of homes in The Shores

What homes are worth in Rockwall 75087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$942K

This home is worth more than 50% of homes in Rockwall 75087.

How it measures up in Rockwall 75087

The dot is this home. The mark in the middle is the typical home in Rockwall 75087.

Estimated value$456,525
CheaperTypical $456,499Pricier

Pricier than 50% of homes nearby

Price per ft²$174
CheaperTypical $184Pricier

Pricier than 35% of homes nearby

Living area2,619 ft²
SmallerTypical 2,532 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.3 ac
SmallerTypical 0.21 acBigger

Bigger than 80% of homes nearby

Year built1990
OlderTypical 2005Newer

Newer than 23% of homes nearby

How 1040 Ridge Road Ct ranks against every home in each area.
MeasureThis homeThe ShoresRockwall 75087Rockwall County
Estimated valuepricier than$456,52538% of homes50% of homes57% of homes
Price per ft²pricier than$17440% of homes35% of homes41% of homes
Living areabigger than2,619 ft²43% of homes54% of homes60% of homes
Lot sizebigger than0.3 ac86% of homes80% of homes72% of homes
Year builtnewer than199015% of homes23% of homes20% of homes

About 1040 Ridge Road Ct

How much is 1040 Ridge Road Ct, Rockwall, TX worth?

The TopHap Estimate for 1040 Ridge Road Ct, Rockwall, TX is $456,525 as of Jul 14, 2026. The likely range is $441,223 to $471,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Ridge Road Ct, Rockwall, TX last sell?

1040 Ridge Road Ct, Rockwall, TX last sold on Sep 8, 2020 for $181,300, according to the county's recorded deed.

How big is 1040 Ridge Road Ct, Rockwall, TX?

1040 Ridge Road Ct, Rockwall, TX has 4 bedrooms, 3 bathrooms, 2,619 square feet of living space and a 0.30-acre lot.

When was 1040 Ridge Road Ct, Rockwall, TX built?

1040 Ridge Road Ct, Rockwall, TX was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 1040 Ridge Road Ct, Rockwall, TX?

1040 Ridge Road Ct, Rockwall, TX is assigned to Nebbie Williams Elementary School (elementary), rated A+; J.W. Williams Middle School (middle), rated A-; Rockwall High School (high), rated A. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Ridge Road Ct, Rockwall, TX compare to other homes in Rockwall 75087?

Among the 16,086 homes in Rockwall 75087, it is worth more than 50% of them ($456,525 against a typical $456,499), its price per square foot is higher than 35% of them ($174 against a typical $184), it is bigger than 54% of them (2,619 ft² against a typical 2,532 ft²), its lot is bigger than 80% of them (0.3 ac against a typical 0.21 ac) and it is newer than 23% of them (1990 against a typical 2005). Measured against all of Rockwall County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Ridge Road Ct, Rockwall, TX?

The 2025 property tax bill for 1040 Ridge Road Ct, Rockwall, TX was $2,096. The county assessed it at $446,127.

More homes on Ridge Road Ct

Closest homes

More homes in Rockwall 75087

Assigned schools

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