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Single Family ResidenceResidential
$145,750$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $131,500 on Jul 21, 2025

105 ROSS ST

LONDON, KY 40741
2
Beds
1
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$146K
$109K low$183K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$131,500 · Jul 21, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,922
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$10,338
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,828
CENTRAL MORTGAGE FUNDING LLC · recorded Jul 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLaurel
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 40741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.141
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.23,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,240
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,081
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

105 Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Laurel County
  • Smaller than 91% of homes in London 40741
  • Has a smaller lot than 94% of homes in London 40741
  • Older than 95% of homes in Laurel County

What homes are worth in London 40741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$526K

This home is worth more than 45% of homes in London 40741.

How it measures up in London 40741

The dot is this home. The mark in the middle is the typical home in London 40741.

Estimated value$145,750
CheaperTypical $157,658Pricier

Pricier than 45% of homes nearby

Price per ft²$187
CheaperTypical $124Pricier

Pricier than 88% of homes nearby

Living area780 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.17 ac
SmallerTypical 1.21 acBigger

Bigger than 6% of homes nearby

Year built1938
OlderTypical 1985Newer

Newer than 7% of homes nearby

How 105 Ross St ranks against every home in each area.
MeasureThis homeLondon 40741Laurel County
Estimated valuepricier than$145,75045% of homes45% of homes
Price per ft²pricier than$18788% of homes89% of homes
Living areabigger than780 ft²9% of homes9% of homes
Lot sizebigger than0.17 ac6% of homes6% of homes
Year builtnewer than19387% of homes5% of homes

About 105 Ross St

How much is 105 Ross St, London, KY worth?

The TopHap Estimate for 105 Ross St, London, KY is $145,750 as of Jul 14, 2026. The likely range is $108,700 to $182,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 105 Ross St, London, KY last sell?

105 Ross St, London, KY last sold on Jul 21, 2025 for $131,500, according to the county's recorded deed.

How big is 105 Ross St, London, KY?

105 Ross St, London, KY has 2 bedrooms, 1 bathrooms, 780 square feet of living space and a 0.17-acre lot.

When was 105 Ross St, London, KY built?

105 Ross St, London, KY was built in 1938, making it 88 years old. The building has 1 story.

How does 105 Ross St, London, KY compare to other homes in London 40741?

Among the 10,995 homes in London 40741, it is worth more than 45% of them ($145,750 against a typical $157,658), its price per square foot is higher than 88% of them ($187 against a typical $124), it is bigger than 9% of them (780 ft² against a typical 1,344 ft²), its lot is bigger than 6% of them (0.17 ac against a typical 1.21 ac) and it is newer than 7% of them (1938 against a typical 1985). Measured against all of Laurel County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 105 Ross St, London, KY?

The 2025 property tax bill for 105 Ross St, London, KY was $443. The county assessed it at $57,000.

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