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Single Family ResidenceResidential
$1,249,702$329 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $715,000 on Oct 15, 2020

108 RIVERSIDE DR

CAMBRIDGE, MD 21613
4 / 1
Baths
3,793 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$715,000 · Oct 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$739,302
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$591,442
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$510,400
BAY CAPITAL MORTGAGE COPR · recorded Oct 15, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,506 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$914,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$342,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$571,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$837,633
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$914,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDorchester
Lot (acres)The size of the land the home sits on, from county records.1.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 176 ft²Porch · 12 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sandy Hill Elementary SchoolD-
Elementary · Grades PK–5 · 0.7 mi
M
Mace's Lane Middle SchoolD-
Middle · Grades 6–8 · 2.2 mi
H
Cambridge-South Dorchester High SchoolD-
High · Grades 9–12 · 3.1 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,293
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,063
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,781
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Algonquin
  • Costs more per square foot than 96% of homes in Algonquin
  • Bigger than 97% of homes in Algonquin
  • Has a bigger lot than 95% of homes in Algonquin
  • Newer than 87% of homes in Algonquin

What homes are worth in Cambridge 21613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$1.1M

This home is worth more than almost all homes in Cambridge 21613.

How it measures up in Cambridge 21613

The dot is this home. The mark in the middle is the typical home in Cambridge 21613.

Estimated value$1,249,702
CheaperTypical $250,514Pricier

Pricier than almost all homes nearby

Price per ft²$329
CheaperTypical $157Pricier

Pricier than 93% of homes nearby

Living area3,793 ft²
SmallerTypical 1,570 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.23 ac
SmallerTypical 0.24 acBigger

Bigger than 82% of homes nearby

Year built1993
OlderTypical 1966Newer

Newer than 69% of homes nearby

How 108 Riverside Dr ranks against every home in each area.
MeasureThis homeAlgonquinCambridge 21613Dorchester County
Estimated valuepricier than$1,249,702almost all homesalmost all homesalmost all homes
Price per ft²pricier than$32996% of homes93% of homes94% of homes
Living areabigger than3,793 ft²97% of homes97% of homes97% of homes
Lot sizebigger than1.23 ac95% of homes82% of homes69% of homes
Year builtnewer than199387% of homes69% of homes69% of homes

About 108 Riverside Dr

How much is 108 Riverside Dr, Cambridge, MD worth?

The TopHap Estimate for 108 Riverside Dr, Cambridge, MD is $1,249,702 as of Jul 14, 2026. The likely range is $1,079,368 to $1,420,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Riverside Dr, Cambridge, MD last sell?

108 Riverside Dr, Cambridge, MD last sold on Oct 15, 2020 for $715,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 Riverside Dr, Cambridge, MD?

108 Riverside Dr, Cambridge, MD has 4 bathrooms, 3,793 square feet of living space and a 1.23-acre lot.

When was 108 Riverside Dr, Cambridge, MD built?

108 Riverside Dr, Cambridge, MD was built in 1993, making it 33 years old. It is a conventional home. The building has 2 stories.

What schools serve 108 Riverside Dr, Cambridge, MD?

108 Riverside Dr, Cambridge, MD is assigned to Sandy Hill Elementary School (elementary), rated D-; Mace's Lane Middle School (middle), rated D-; Cambridge-South Dorchester High School (high), rated D-. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Riverside Dr, Cambridge, MD compare to other homes in Cambridge 21613?

Among the 8,021 homes in Cambridge 21613, it is worth more than almost all of them ($1,249,702 against a typical $250,514), its price per square foot is higher than 93% of them ($329 against a typical $157), it is bigger than 97% of them (3,793 ft² against a typical 1,570 ft²), its lot is bigger than 82% of them (1.23 ac against a typical 0.24 ac) and it is newer than 69% of them (1993 against a typical 1966). Measured against all of Dorchester County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Riverside Dr, Cambridge, MD?

The 2025 property tax bill for 108 Riverside Dr, Cambridge, MD was $10,506. The county assessed it at $914,700.

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