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Single Family ResidenceResidential
$1,049,649$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $985,000 on Feb 11, 2025

109 RIVER SHOALS DR

FORSYTH, GA 31029
5
Beds
3 / 1
Baths
3,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$908K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$985,000 · Feb 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$636,649
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$509,319
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$413,000
MIDSTATE MORTGAGE · recorded Feb 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,625 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$353,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$281,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$353,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$884,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.4.26
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 454 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Samuel E. Hubbard Elementary SchoolB-
Elementary · Grades PK–5 · 7.9 mi
H
Mary Persons High SchoolB+
High · Grades 9–12 · 8.2 mi
M
Monroe County Middle SchoolA-
Middle · Grades 6–8 · 9.5 mi

District: Monroe County School District

Neighborhood · ZIP 31029These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,707
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,356
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 River Shoals Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Forsyth 31029
  • Costs more per square foot than 94% of homes in Forsyth 31029
  • Bigger than 95% of homes in Forsyth 31029
  • Has a bigger lot than 74% of homes in Forsyth 31029
  • Newer than 88% of homes in Monroe County

What homes are worth in Forsyth 31029

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$962K

This home is worth more than 98% of homes in Forsyth 31029.

How it measures up in Forsyth 31029

The dot is this home. The mark in the middle is the typical home in Forsyth 31029.

Estimated value$1,049,649
CheaperTypical $304,186Pricier

Pricier than 98% of homes nearby

Price per ft²$264
CheaperTypical $154Pricier

Pricier than 94% of homes nearby

Living area3,972 ft²
SmallerTypical 1,819 ft²Bigger

Bigger than 95% of homes nearby

Lot size4.26 ac
SmallerTypical 1.6 acBigger

Bigger than 74% of homes nearby

Year built2018
OlderTypical 1997Newer

Newer than 84% of homes nearby

How 109 River Shoals Dr ranks against every home in each area.
MeasureThis homeForsyth 31029Monroe County
Estimated valuepricier than$1,049,64998% of homes97% of homes
Price per ft²pricier than$26494% of homes94% of homes
Living areabigger than3,972 ft²95% of homes95% of homes
Lot sizebigger than4.26 ac74% of homes73% of homes
Year builtnewer than201884% of homes88% of homes

About 109 River Shoals Dr

How much is 109 River Shoals Dr, Forsyth, GA worth?

The TopHap Estimate for 109 River Shoals Dr, Forsyth, GA is $1,049,649 as of Jul 14, 2026. The likely range is $908,210 to $1,191,088. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 River Shoals Dr, Forsyth, GA last sell?

109 River Shoals Dr, Forsyth, GA last sold on Feb 11, 2025 for $985,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 109 River Shoals Dr, Forsyth, GA?

109 River Shoals Dr, Forsyth, GA has 5 bedrooms, 3 bathrooms, 3,972 square feet of living space and a 4.26-acre lot.

When was 109 River Shoals Dr, Forsyth, GA built?

109 River Shoals Dr, Forsyth, GA was built in 2018, making it 8 years old. The building has 2 stories.

What schools serve 109 River Shoals Dr, Forsyth, GA?

109 River Shoals Dr, Forsyth, GA is assigned to Samuel E. Hubbard Elementary School (elementary), rated B-; Mary Persons High School (high), rated B+; Monroe County Middle School (middle), rated A-. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 River Shoals Dr, Forsyth, GA compare to other homes in Forsyth 31029?

Among the 7,112 homes in Forsyth 31029, it is worth more than 98% of them ($1,049,649 against a typical $304,186), its price per square foot is higher than 94% of them ($264 against a typical $154), it is bigger than 95% of them (3,972 ft² against a typical 1,819 ft²), its lot is bigger than 74% of them (4.26 ac against a typical 1.6 ac) and it is newer than 84% of them (2018 against a typical 1997). Measured against all of Monroe County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 River Shoals Dr, Forsyth, GA?

The 2025 property tax bill for 109 River Shoals Dr, Forsyth, GA was $9,625. The county assessed it at $353,960.

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Assigned schools

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See this home in context

Open 109 River Shoals Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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