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Single Family ResidenceResidential
$277,097$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Oct 14, 2021

109 S RIVER RD

FOX RIVER GROVE, IL 60021
4
Beds
2
Baths
1,258 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,663 ft²
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$277K
$264K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Oct 14, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,197
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,758
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$194,900
THE FEDERAL SAVINGS BANK · 3.37% 2 · recorded Oct 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,877 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,317 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,726
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,591
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,996
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,951

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMcHenry
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Algonquin Road Elementary SchoolA
Elementary · Grades PK–4 · 0.4 mi
M
Fox River Grove Middle SchoolB
Middle · Grades 5–8 · 0.7 mi
H
Cary-Grove High SchoolA+
High · Grades 9–12 · 1.9 mi

District: Community High School District 155

Neighborhood · ZIP 60021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,790 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,036
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,388
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Fox River Grove 60021
  • Smaller than 76% of homes in Fox River Grove 60021
  • Among the smallest lots in Fox River Grove 60021
  • Older than 95% of homes in McHenry County

What homes are worth in Fox River Grove 60021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$803K

This home is worth more than 21% of homes in Fox River Grove 60021.

How it measures up in Fox River Grove 60021

The dot is this home. The mark in the middle is the typical home in Fox River Grove 60021.

Estimated value$277,097
CheaperTypical $384,946Pricier

Pricier than 21% of homes nearby

Price per ft²$220
CheaperTypical $225Pricier

Pricier than 45% of homes nearby

Living area1,258 ft²
SmallerTypical 1,770 ft²Bigger

Bigger than 24% of homes nearby

Lot size3,663 ft²
SmallerTypical 0.26 acBigger

Smaller than almost all homes nearby

Year built1929
OlderTypical 1976Newer

Newer than 12% of homes nearby

How 109 S River Rd ranks against every home in each area.
MeasureThis homeFox River Grove 60021McHenry County
Estimated valuepricier than$277,09721% of homes24% of homes
Price per ft²pricier than$22045% of homes62% of homes
Living areabigger than1,258 ft²24% of homes24% of homes
Lot sizebigger than3,663 ft²almost no homes5% of homes
Year builtnewer than192912% of homes5% of homes

About 109 S River Rd

How much is 109 S River Rd, Fox River Grove, IL worth?

The TopHap Estimate for 109 S River Rd, Fox River Grove, IL is $277,097 as of Jul 14, 2026. The likely range is $263,633 to $290,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S River Rd, Fox River Grove, IL last sell?

109 S River Rd, Fox River Grove, IL last sold on Oct 14, 2021 for $220,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 S River Rd, Fox River Grove, IL?

109 S River Rd, Fox River Grove, IL has 4 bedrooms, 2 bathrooms and 1,258 square feet of living space.

When was 109 S River Rd, Fox River Grove, IL built?

109 S River Rd, Fox River Grove, IL was built in 1929, making it 97 years old. It is a cape cod home. The building has 2 stories.

What schools serve 109 S River Rd, Fox River Grove, IL?

109 S River Rd, Fox River Grove, IL is assigned to Algonquin Road Elementary School (elementary), rated A; Fox River Grove Middle School (middle), rated B; Cary-Grove High School (high), rated A+. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S River Rd, Fox River Grove, IL compare to other homes in Fox River Grove 60021?

Among the 2,060 homes in Fox River Grove 60021, it is worth more than 21% of them ($277,097 against a typical $384,946), its price per square foot is higher than 45% of them ($220 against a typical $225), it is bigger than 24% of them (1,258 ft² against a typical 1,770 ft²), its lot is bigger than almost none of them (3,663 ft² against a typical 0.26 ac) and it is newer than 12% of them (1929 against a typical 1976). Measured against all of McHenry County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S River Rd, Fox River Grove, IL?

The 2024 property tax bill for 109 S River Rd, Fox River Grove, IL was $5,877. The county assessed it at $69,317.

More homes on S River Rd

Closest homes

More homes in Fox River Grove 60021

Assigned schools

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