Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$149,000$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Jul 13, 2026

109 W HOWARD ST

ROLAND, OK 74954
3
Beds
2
Baths
852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$149K
$135K low$163K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Jul 13, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,307
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,446
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,693
ARMSTRONG BANK · recorded Sep 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,234 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,348
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,532
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,219
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,810

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySEQUOYAH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2021
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 60 ft²Porch · 20 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Roland High SchoolC-
High · Grades 9–12 · 0.7 mi
M
Roland Middle SchoolB
Middle · Grades 6–8 · 0.8 mi
E
Roland Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi

District: Roland Public Schools

Neighborhood · ZIP 74954These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.214 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,509
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,670
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 W Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 96% of homes in Roland 74954
  • Smaller than 96% of homes in Roland 74954
  • Has a smaller lot than 91% of homes in Sequoyah County

What homes are worth in Roland 74954

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$440K

This home is worth more than 37% of homes in Roland 74954.

How it measures up in Roland 74954

The dot is this home. The mark in the middle is the typical home in Roland 74954.

Estimated value$149,000
CheaperTypical $171,706Pricier

Pricier than 37% of homes nearby

Price per ft²$175
CheaperTypical $118Pricier

Pricier than 96% of homes nearby

Living area852 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.21 ac
SmallerTypical 0.41 acBigger

Bigger than 15% of homes nearby

Year built1995
OlderTypical 1988Newer

Newer than 63% of homes nearby

How 109 W Howard St ranks against every home in each area.
MeasureThis homeRoland 74954Sequoyah County
Estimated valuepricier than$149,00037% of homes40% of homes
Price per ft²pricier than$17596% of homes84% of homes
Living areabigger than852 ft²4% of homes8% of homes
Lot sizebigger than0.21 ac15% of homes9% of homes
Year builtnewer than199563% of homes63% of homes

About 109 W Howard St

How much is 109 W Howard St, Roland, OK worth?

The TopHap Estimate for 109 W Howard St, Roland, OK is $149,000 as of Jul 14, 2026. The likely range is $135,280 to $162,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 W Howard St, Roland, OK last sell?

109 W Howard St, Roland, OK last sold on Jul 13, 2026 for $135,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 109 W Howard St, Roland, OK?

109 W Howard St, Roland, OK has 3 bedrooms, 2 bathrooms, 852 square feet of living space and a 0.21-acre lot.

When was 109 W Howard St, Roland, OK built?

109 W Howard St, Roland, OK was built in 1995, making it 31 years old. It is a traditional/old home. The building has 1 story.

What schools serve 109 W Howard St, Roland, OK?

109 W Howard St, Roland, OK is assigned to Roland High School (high), rated C-; Roland Middle School (middle), rated B; Roland Elementary School (elementary), rated B+. All sit in Roland Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 W Howard St, Roland, OK compare to other homes in Roland 74954?

Among the 1,568 homes in Roland 74954, it is worth more than 37% of them ($149,000 against a typical $171,706), its price per square foot is higher than 96% of them ($175 against a typical $118), it is bigger than 4% of them (852 ft² against a typical 1,452 ft²), its lot is bigger than 15% of them (0.21 ac against a typical 0.41 ac) and it is newer than 63% of them (1995 against a typical 1988). Measured against all of Sequoyah County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 W Howard St, Roland, OK?

The 2025 property tax bill for 109 W Howard St, Roland, OK was $1,234. The county assessed it at $13,880.

More homes on W Howard St

Closest homes

More homes in Roland 74954

Assigned schools

Explore the area

See this home in context

Open 109 W Howard St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map