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Single Family ResidenceResidential
$527,894$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 WATER OAK CV

ROUND ROCK, TX 78664
3 / 1
Baths
4,638 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$528K
$507K low$548K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$237,894
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$190,315
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$290,000
GUILD MORTGAGE CO · recorded Oct 26, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,412 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$661,763 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$549,763
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$613,139
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$661,763

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWilliamson
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 238 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgeview Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
E
Forest Creek Elementary SchoolA-
Elementary · Grades KG–5 · 1.2 mi
H
Cedar Ridge High SchoolB
High · Grades 9–12 · 1.9 mi

District: Round Rock Independent School District

Neighborhood · ZIP 78664These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.72,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,336 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,209
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,122
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Water Oak Cv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Round Rock 78664
  • Among the lowest price per square foot in Round Rock 78664
  • Among the largest homes in Round Rock 78664
  • Has a bigger lot than 96% of homes in Round Rock 78664
  • Newer than 75% of homes in Round Rock 78664

What homes are worth in Round Rock 78664

Each bar is how many homes fall in that price range. The marker is this home.

This home
$224K$917K

This home is worth more than 86% of homes in Round Rock 78664.

How it measures up in Round Rock 78664

The dot is this home. The mark in the middle is the typical home in Round Rock 78664.

Estimated value$527,894
CheaperTypical $337,883Pricier

Pricier than 86% of homes nearby

Price per ft²$114
CheaperTypical $199Pricier

Cheaper than almost all homes nearby

Living area4,638 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than almost all homes nearby

Lot size0.61 ac
SmallerTypical 0.18 acBigger

Bigger than 96% of homes nearby

Year built2004
OlderTypical 1998Newer

Newer than 75% of homes nearby

How 109 Water Oak Cv ranks against every home in each area.
MeasureThis homeRound Rock 78664Williamson County
Estimated valuepricier than$527,89486% of homes73% of homes
Price per ft²pricier than$114almost no homesalmost no homes
Living areabigger than4,638 ft²almost all homesalmost all homes
Lot sizebigger than0.61 ac96% of homes82% of homes
Year builtnewer than200475% of homes44% of homes

About 109 Water Oak Cv

How much is 109 Water Oak Cv, Round Rock, TX worth?

The TopHap Estimate for 109 Water Oak Cv, Round Rock, TX is $527,894 as of Jul 14, 2026. The likely range is $507,349 to $548,439. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Water Oak Cv, Round Rock, TX last sell?

109 Water Oak Cv, Round Rock, TX last sold on Oct 1, 2004, according to the county's recorded deed.

How big is 109 Water Oak Cv, Round Rock, TX?

109 Water Oak Cv, Round Rock, TX has 3 bathrooms and 4,638 square feet of living space.

When was 109 Water Oak Cv, Round Rock, TX built?

109 Water Oak Cv, Round Rock, TX was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 109 Water Oak Cv, Round Rock, TX?

109 Water Oak Cv, Round Rock, TX is assigned to Ridgeview Middle School (middle), rated A-; Forest Creek Elementary School (elementary), rated A-; Cedar Ridge High School (high), rated B. All sit in Round Rock Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Water Oak Cv, Round Rock, TX compare to other homes in Round Rock 78664?

Among the 17,092 homes in Round Rock 78664, it is worth more than 86% of them ($527,894 against a typical $337,883), its price per square foot is higher than almost none of them ($114 against a typical $199), it is bigger than almost all of them (4,638 ft² against a typical 1,764 ft²), its lot is bigger than 96% of them (0.61 ac against a typical 0.18 ac) and it is newer than 75% of them (2004 against a typical 1998). Measured against all of Williamson County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Water Oak Cv, Round Rock, TX?

The 2025 property tax bill for 109 Water Oak Cv, Round Rock, TX was $7,412. The county assessed it at $661,763.

More homes on Water Oak Cv

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Assigned schools

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