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Single Family ResidenceResidential
$340,063$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1094 RIVER ROCK

NEW BRAUNFELS, TX 78130
2
Baths
1,778 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$340K
$326K low$354K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,063
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,050
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
SECURITY SERVICE FCU · R · recorded Nov 4, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,623 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$337,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$262,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$337,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyComal
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 136 ft²Porch · 35 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Church Hill Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi
H
Canyon High SchoolB
High · Grades 9–12 · 1.2 mi
E
Goodwin Frazier Elementary SchoolC+
Elementary · Grades PK–5 · 1.2 mi

District: Comal Independent School District

Neighborhood · ZIP 78130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.107,165
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,819
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1094 River Rock measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Comal County
  • Costs less per square foot than 74% of homes in Comal County
  • Has a smaller lot than 82% of homes in Comal County
  • Older than 69% of homes in Comal County

What homes are worth in New Braunfels 78130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$944K

This home is worth more than 50% of homes in New Braunfels 78130.

How it measures up in New Braunfels 78130

The dot is this home. The mark in the middle is the typical home in New Braunfels 78130.

Estimated value$340,063
CheaperTypical $339,963Pricier

Pricier than 50% of homes nearby

Price per ft²$191
CheaperTypical $188Pricier

Pricier than 53% of homes nearby

Living area1,778 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.16 ac
SmallerTypical 0.18 acBigger

Bigger than 37% of homes nearby

Year built1996
OlderTypical 2006Newer

Newer than 34% of homes nearby

How 1094 River Rock ranks against every home in each area.
MeasureThis homeNew Braunfels 78130Comal County
Estimated valuepricier than$340,06350% of homes24% of homes
Price per ft²pricier than$19153% of homes26% of homes
Living areabigger than1,778 ft²51% of homes37% of homes
Lot sizebigger than0.16 ac37% of homes18% of homes
Year builtnewer than199634% of homes31% of homes

About 1094 River Rock

How much is 1094 River Rock, New Braunfels, TX worth?

The TopHap Estimate for 1094 River Rock, New Braunfels, TX is $340,063 as of Jul 14, 2026. The likely range is $325,763 to $354,363. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1094 River Rock, New Braunfels, TX last sell?

1094 River Rock, New Braunfels, TX last sold on Jun 20, 2005, according to the county's recorded deed.

How big is 1094 River Rock, New Braunfels, TX?

1094 River Rock, New Braunfels, TX has 2 bathrooms, 1,778 square feet of living space and a 0.16-acre lot.

When was 1094 River Rock, New Braunfels, TX built?

1094 River Rock, New Braunfels, TX was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 1094 River Rock, New Braunfels, TX?

1094 River Rock, New Braunfels, TX is assigned to Church Hill Middle School (middle), rated B+; Canyon High School (high), rated B; Goodwin Frazier Elementary School (elementary), rated C+. All sit in Comal Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1094 River Rock, New Braunfels, TX compare to other homes in New Braunfels 78130?

Among the 33,795 homes in New Braunfels 78130, it is worth more than 50% of them ($340,063 against a typical $339,963), its price per square foot is higher than 53% of them ($191 against a typical $188), it is bigger than 51% of them (1,778 ft² against a typical 1,758 ft²), its lot is bigger than 37% of them (0.16 ac against a typical 0.18 ac) and it is newer than 34% of them (1996 against a typical 2006). Measured against all of Comal County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1094 River Rock, New Braunfels, TX?

The 2024 property tax bill for 1094 River Rock, New Braunfels, TX was $3,623. The county assessed it at $337,850.

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