Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$268,735$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Mar 2, 2023

1095 ROCK CITY RD

ROCK CITY FALLS, NY 12863
4
Beds
2 / 1
Baths
2,564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$269K
$241K low$297K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Mar 2, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$115,835
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,668
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,900
FIRST NATIONAL BANK · R · recorded Mar 2, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
FIRST NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,840 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,159

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySaratoga
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1920
Lot (acres)The size of the land the home sits on, from county records.11.08
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 210 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Milton Terrace Elementary SchoolB
Elementary · Grades KG–5 · 4.6 mi
M
Ballston Spa Middle SchoolA
Middle · Grades 6–8 · 5.5 mi
H
Ballston Spa Senior High SchoolB
High · Grades 9–12 · 5.6 mi

District: Ballston Spa Central School District

Neighborhood · ZIP 12863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.189
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.589
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,152
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,538
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1095 Rock City Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Saratoga County
  • Among the lowest price per square foot in Saratoga County
  • Bigger than 89% of homes in Rock City Falls 12863
  • Has a bigger lot than 96% of homes in Saratoga County
  • Older than 98% of homes in Saratoga County

What homes are worth in Rock City Falls 12863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$830K

This home is worth more than 29% of homes in Rock City Falls 12863.

How it measures up in Rock City Falls 12863

The dot is this home. The mark in the middle is the typical home in Rock City Falls 12863.

Estimated value$268,735
CheaperTypical $398,428Pricier

Pricier than 29% of homes nearby

Price per ft²$105
CheaperTypical $230Pricier

Pricier than 5% of homes nearby

Living area2,564 ft²
SmallerTypical 1,660 ft²Bigger

Bigger than 89% of homes nearby

Lot size11.08 ac
SmallerTypical 2.02 acBigger

Bigger than 89% of homes nearby

Year built1850
OlderTypical 1988Newer

Newer than 8% of homes nearby

How 1095 Rock City Rd ranks against every home in each area.
MeasureThis homeRock City Falls 12863Saratoga County
Estimated valuepricier than$268,73529% of homes11% of homes
Price per ft²pricier than$1055% of homesalmost no homes
Living areabigger than2,564 ft²89% of homes84% of homes
Lot sizebigger than11.08 ac89% of homes96% of homes
Year builtnewer than18508% of homes2% of homes

About 1095 Rock City Rd

How much is 1095 Rock City Rd, Rock City Falls, NY worth?

The TopHap Estimate for 1095 Rock City Rd, Rock City Falls, NY is $268,735 as of Jul 14, 2026. The likely range is $240,683 to $296,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1095 Rock City Rd, Rock City Falls, NY last sell?

1095 Rock City Rd, Rock City Falls, NY last sold on Mar 2, 2023 for $115,000, according to the county's recorded deed.

How big is 1095 Rock City Rd, Rock City Falls, NY?

1095 Rock City Rd, Rock City Falls, NY has 4 bedrooms, 2 bathrooms, 2,564 square feet of living space and a 11.08-acre lot.

When was 1095 Rock City Rd, Rock City Falls, NY built?

1095 Rock City Rd, Rock City Falls, NY was built in 1850, making it 176 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1095 Rock City Rd, Rock City Falls, NY?

1095 Rock City Rd, Rock City Falls, NY is assigned to Milton Terrace Elementary School (elementary), rated B; Ballston Spa Middle School (middle), rated A; Ballston Spa Senior High School (high), rated B. All sit in Ballston Spa Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1095 Rock City Rd, Rock City Falls, NY compare to other homes in Rock City Falls 12863?

Among the 253 homes in Rock City Falls 12863, it is worth more than 29% of them ($268,735 against a typical $398,428), its price per square foot is higher than 5% of them ($105 against a typical $230), it is bigger than 89% of them (2,564 ft² against a typical 1,660 ft²), its lot is bigger than 89% of them (11.08 ac against a typical 2.02 ac) and it is newer than 8% of them (1850 against a typical 1988). Measured against all of Saratoga County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1095 Rock City Rd, Rock City Falls, NY?

The 2024 property tax bill for 1095 Rock City Rd, Rock City Falls, NY was $3,840. The county assessed it at $170,200.

More homes on Rock City Rd

Closest homes

More homes in Rock City Falls 12863

Assigned schools

Explore the area

See this home in context

Open 1095 Rock City Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map