Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$943,526$382 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

10964 RIVER RANCH RD

KEMP, TX 75143
2
Baths
2,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.

Valuation

$944K
$915K low$972K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$943,526
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$754,821

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,584 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$532,226 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$315,934
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$381,227
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,137
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$697,161

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.40.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboPorch · 424 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kemp High SchoolD
High · Grades 9–12 · 9.7 mi
M
Kemp Jr High SchoolD
Middle · Grades 6–8 · 10.1 mi
E
Kemp Primary School
Elementary · Grades PK–1 · 10.9 mi

District: Kemp Independent School District

Neighborhood · ZIP 75143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,287
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,585
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,854
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10964 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Kemp 75143
  • Costs more per square foot than 88% of homes in Henderson County
  • Bigger than 90% of homes in Kemp 75143
  • Has a bigger lot than 98% of homes in Kemp 75143

What homes are worth in Kemp 75143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$1.3M

This home is worth more than 94% of homes in Kemp 75143.

How it measures up in Kemp 75143

The dot is this home. The mark in the middle is the typical home in Kemp 75143.

Estimated value$943,526
CheaperTypical $300,442Pricier

Pricier than 94% of homes nearby

Price per ft²$382
CheaperTypical $201Pricier

Pricier than 87% of homes nearby

Living area2,472 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 90% of homes nearby

Lot size40.7 ac
SmallerTypical 0.62 acBigger

Bigger than 98% of homes nearby

Year built1992
OlderTypical 1995Newer

Newer than 47% of homes nearby

How 10964 River Ranch Rd ranks against every home in each area.
MeasureThis homeKemp 75143Henderson County
Estimated valuepricier than$943,52694% of homes93% of homes
Price per ft²pricier than$38287% of homes88% of homes
Living areabigger than2,472 ft²90% of homes90% of homes
Lot sizebigger than40.7 ac98% of homes98% of homes
Year builtnewer than199247% of homes48% of homes

About 10964 River Ranch Rd

How much is 10964 River Ranch Rd, Kemp, TX worth?

The TopHap Estimate for 10964 River Ranch Rd, Kemp, TX is $943,526 as of Jun 23, 2026. The likely range is $915,220 to $971,831. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10964 River Ranch Rd, Kemp, TX last sell?

10964 River Ranch Rd, Kemp, TX last sold on Mar 1, 2016, according to the county's recorded deed.

How big is 10964 River Ranch Rd, Kemp, TX?

10964 River Ranch Rd, Kemp, TX has 2 bathrooms, 2,472 square feet of living space and a 40.70-acre lot.

When was 10964 River Ranch Rd, Kemp, TX built?

10964 River Ranch Rd, Kemp, TX was built in 1992, making it 34 years old.

What schools serve 10964 River Ranch Rd, Kemp, TX?

10964 River Ranch Rd, Kemp, TX is assigned to Kemp High School (high), rated D; Kemp Jr High School (middle), rated D; Kemp Primary School (elementary). All sit in Kemp Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10964 River Ranch Rd, Kemp, TX compare to other homes in Kemp 75143?

Among the 9,407 homes in Kemp 75143, it is worth more than 94% of them ($943,526 against a typical $300,442), its price per square foot is higher than 87% of them ($382 against a typical $201), it is bigger than 90% of them (2,472 ft² against a typical 1,440 ft²), its lot is bigger than 98% of them (40.7 ac against a typical 0.62 ac) and it is newer than 47% of them (1992 against a typical 1995). Measured against all of Henderson County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10964 River Ranch Rd, Kemp, TX?

The 2024 property tax bill for 10964 River Ranch Rd, Kemp, TX was $1,584. The county assessed it at $532,226.

More homes on River Ranch Rd

Closest homes

More homes in Kemp 75143

Assigned schools

Explore the area

See this home in context

Open 10964 River Ranch Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map