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Single Family ResidenceResidential
$1,073,207$503 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $306,500 on Mar 4, 1994

1109 ROCK CREEK WAY

CONCORD, CA 94521
4
Beds
2.5
Baths
2,135 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$306,500 · Mar 4, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$849,198
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$679,358
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
WESTERN CITIES MORTGAGE · recorded Mar 4, 1994
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,009
WELLS FARGO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,984 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$542,716 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$164,674
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$378,042
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$532,076

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
84
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
36
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCONTRA COSTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highlands Elementary SchoolB+
Elementary · Grades KG–5 · 0.4 mi
M
Pine Hollow Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
H
Concord High SchoolC+
High · Grades 9–12 · 3.1 mi

District: Mount Diablo Unified School District

Neighborhood · ZIP 94521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.556

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.43,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,996
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,183
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Rock Creek Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Concord 94521
  • Costs more per square foot than 77% of homes in Concord 94521
  • Bigger than 81% of homes in Concord 94521
  • Has a bigger lot than 84% of homes in Concord 94521
  • Newer than 88% of homes in Concord 94521

What homes are worth in Concord 94521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$1.5M

This home is worth more than 89% of homes in Concord 94521.

How it measures up in Concord 94521

The dot is this home. The mark in the middle is the typical home in Concord 94521.

Estimated value$1,073,207
CheaperTypical $732,829Pricier

Pricier than 89% of homes nearby

Price per ft²$503
CheaperTypical $449Pricier

Pricier than 77% of homes nearby

Living area2,135 ft²
SmallerTypical 1,588 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.24 ac
SmallerTypical 0.17 acBigger

Bigger than 84% of homes nearby

Year built1988
OlderTypical 1972Newer

Newer than 88% of homes nearby

How 1109 Rock Creek Way ranks against every home in each area.
MeasureThis homePaso Del RioConcord 94521Contra Costa County
Estimated valuepricier than$1,073,20776% of homes89% of homes70% of homes
Price per ft²pricier than$50356% of homes77% of homes57% of homes
Living areabigger than2,135 ft²70% of homes81% of homes67% of homes
Lot sizebigger than0.24 ac75% of homes84% of homes78% of homes
Year builtnewer than198886% of homes88% of homes68% of homes

About 1109 Rock Creek Way

How much is 1109 Rock Creek Way, Concord, CA worth?

The TopHap Estimate for 1109 Rock Creek Way, Concord, CA is $1,073,207 as of Jul 14, 2026. The likely range is $1,029,077 to $1,117,337. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Rock Creek Way, Concord, CA last sell?

1109 Rock Creek Way, Concord, CA last sold on Mar 4, 1994 for $306,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1109 Rock Creek Way, Concord, CA?

1109 Rock Creek Way, Concord, CA has 4 bedrooms, 2.5 bathrooms, 2,135 square feet of living space and a 0.24-acre lot.

When was 1109 Rock Creek Way, Concord, CA built?

1109 Rock Creek Way, Concord, CA was built in 1988, making it 38 years old. It is a ranch home. The building has 2 stories.

What schools serve 1109 Rock Creek Way, Concord, CA?

1109 Rock Creek Way, Concord, CA is assigned to Highlands Elementary School (elementary), rated B+; Pine Hollow Middle School (middle), rated B-; Concord High School (high), rated C+. All sit in Mount Diablo Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Rock Creek Way, Concord, CA compare to other homes in Concord 94521?

Among the 14,273 homes in Concord 94521, it is worth more than 89% of them ($1,073,207 against a typical $732,829), its price per square foot is higher than 77% of them ($503 against a typical $449), it is bigger than 81% of them (2,135 ft² against a typical 1,588 ft²), its lot is bigger than 84% of them (0.24 ac against a typical 0.17 ac) and it is newer than 88% of them (1988 against a typical 1972). Measured against all of Contra Costa County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Rock Creek Way, Concord, CA?

The 2025 property tax bill for 1109 Rock Creek Way, Concord, CA was $6,984. The county assessed it at $542,716.

More homes on Rock Creek Way

Closest homes

More homes in Concord 94521

Assigned schools

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