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Single Family ResidenceResidential
$489,750$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $49,000 on Jul 16, 2009

1145 RIVER ROCK CT

FRUITA, CO 81521
3
Beds
2
Baths
1,829 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$490K
$455K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,000 · Jul 16, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$238,750
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$191,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
BAY EQUITY · recorded Sep 28, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$31,000
CREDIT UNION OF COLORADO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,337 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$425,480

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMesa
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 305 ft²Porch · 292 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fruita Monument High SchoolA-
High · Grades 9–12 · 0.3 mi
M
Fruita Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
E
Shelledy Elementary SchoolC+
Elementary · Grades PK–5 · 1.5 mi

District: Mesa County Valley School District 51

Neighborhood · ZIP 81521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.95 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,859
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1145 River Rock Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Mesa County
  • Costs less per square foot than 71% of homes in Fruita 81521
  • Bigger than 65% of homes in Mesa County
  • Newer than 87% of homes in Mesa County

What homes are worth in Fruita 81521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$1.1M

This home is worth more than 56% of homes in Fruita 81521.

How it measures up in Fruita 81521

The dot is this home. The mark in the middle is the typical home in Fruita 81521.

Estimated value$489,750
CheaperTypical $472,404Pricier

Pricier than 56% of homes nearby

Price per ft²$268
CheaperTypical $285Pricier

Pricier than 29% of homes nearby

Living area1,829 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.28 ac
SmallerTypical 0.27 acBigger

Bigger than 52% of homes nearby

Year built2009
OlderTypical 2001Newer

Newer than 83% of homes nearby

How 1145 River Rock Ct ranks against every home in each area.
MeasureThis homeFruita 81521Mesa County
Estimated valuepricier than$489,75056% of homes67% of homes
Price per ft²pricier than$26829% of homes53% of homes
Living areabigger than1,829 ft²63% of homes65% of homes
Lot sizebigger than0.28 ac52% of homes41% of homes
Year builtnewer than200983% of homes87% of homes

About 1145 River Rock Ct

How much is 1145 River Rock Ct, Fruita, CO worth?

The TopHap Estimate for 1145 River Rock Ct, Fruita, CO is $489,750 as of Jun 23, 2026. The likely range is $455,467 to $524,032. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1145 River Rock Ct, Fruita, CO last sell?

1145 River Rock Ct, Fruita, CO last sold on Jul 16, 2009 for $49,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1145 River Rock Ct, Fruita, CO?

1145 River Rock Ct, Fruita, CO has 3 bedrooms, 2 bathrooms, 1,829 square feet of living space and a 0.28-acre lot.

When was 1145 River Rock Ct, Fruita, CO built?

1145 River Rock Ct, Fruita, CO was built in 2009, making it 17 years old. It is a ranch home. The building has 1 story.

What schools serve 1145 River Rock Ct, Fruita, CO?

1145 River Rock Ct, Fruita, CO is assigned to Fruita Monument High School (high), rated A-; Fruita Middle School (middle), rated B-; Shelledy Elementary School (elementary), rated C+. All sit in Mesa County Valley School District 51. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1145 River Rock Ct, Fruita, CO compare to other homes in Fruita 81521?

Among the 6,684 homes in Fruita 81521, it is worth more than 56% of them ($489,750 against a typical $472,404), its price per square foot is higher than 29% of them ($268 against a typical $285), it is bigger than 63% of them (1,829 ft² against a typical 1,650 ft²), its lot is bigger than 52% of them (0.28 ac against a typical 0.27 ac) and it is newer than 83% of them (2009 against a typical 2001). Measured against all of Mesa County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1145 River Rock Ct, Fruita, CO?

The 2024 property tax bill for 1145 River Rock Ct, Fruita, CO was $2,337. The county assessed it at $28,500.

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Assigned schools

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