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Single Family ResidenceResidential
$1,017,221$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $537,000 on Dec 14, 2020

12 RADCLIFF TER

OAK RIDGE, TN 37830
4
Baths
3,629 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$935K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$537,000 · Dec 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$547,221
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$437,777
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$470,000
HOME FEDERAL BANK OF TENNESSEE FSB · recorded Dec 14, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,175
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$119,075
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$938,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.128 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnderson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.47
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jefferson Middle SchoolB+
Middle · Grades 5–8 · 3.1 mi
E
Woodland Elementary SchoolA-
Elementary · Grades KG–4 · 4.1 mi
H
Oak Ridge High SchoolA
High · Grades 9–12 · 5.1 mi

District: Oak Ridge City School District

Neighborhood · ZIP 37830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.136

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.503 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,303
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Radcliff Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oak Ridge 37830
  • Costs more per square foot than 96% of homes in Oak Ridge 37830
  • Bigger than 98% of homes in Anderson County
  • Newer than 82% of homes in Oak Ridge 37830

What homes are worth in Oak Ridge 37830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$879K

This home is worth more than almost all homes in Oak Ridge 37830.

How it measures up in Oak Ridge 37830

The dot is this home. The mark in the middle is the typical home in Oak Ridge 37830.

Estimated value$1,017,221
CheaperTypical $312,198Pricier

Pricier than almost all homes nearby

Price per ft²$280
CheaperTypical $199Pricier

Pricier than 96% of homes nearby

Living area3,629 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.47 ac
SmallerTypical 0.38 acBigger

Bigger than 62% of homes nearby

Year built1994
OlderTypical 1962Newer

Newer than 82% of homes nearby

How 12 Radcliff Ter ranks against every home in each area.
MeasureThis homeOak Ridge 37830Anderson County
Estimated valuepricier than$1,017,221almost all homesalmost all homes
Price per ft²pricier than$28096% of homes90% of homes
Living areabigger than3,629 ft²95% of homes98% of homes
Lot sizebigger than0.47 ac62% of homes40% of homes
Year builtnewer than199482% of homes75% of homes

About 12 Radcliff Ter

How much is 12 Radcliff Ter, Oak Ridge, TN worth?

The TopHap Estimate for 12 Radcliff Ter, Oak Ridge, TN is $1,017,221 as of Jul 14, 2026. The likely range is $934,802 to $1,099,640. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Radcliff Ter, Oak Ridge, TN last sell?

12 Radcliff Ter, Oak Ridge, TN last sold on Dec 14, 2020 for $537,000, according to the county's recorded deed.

How big is 12 Radcliff Ter, Oak Ridge, TN?

12 Radcliff Ter, Oak Ridge, TN has 4 bathrooms, 3,629 square feet of living space and a 0.47-acre lot.

When was 12 Radcliff Ter, Oak Ridge, TN built?

12 Radcliff Ter, Oak Ridge, TN was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 12 Radcliff Ter, Oak Ridge, TN?

12 Radcliff Ter, Oak Ridge, TN is assigned to Jefferson Middle School (middle), rated B+; Woodland Elementary School (elementary), rated A-; Oak Ridge High School (high), rated A. All sit in Oak Ridge City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Radcliff Ter, Oak Ridge, TN compare to other homes in Oak Ridge 37830?

Among the 12,456 homes in Oak Ridge 37830, it is worth more than almost all of them ($1,017,221 against a typical $312,198), its price per square foot is higher than 96% of them ($280 against a typical $199), it is bigger than 95% of them (3,629 ft² against a typical 1,585 ft²), its lot is bigger than 62% of them (0.47 ac against a typical 0.38 ac) and it is newer than 82% of them (1994 against a typical 1962). Measured against all of Anderson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Radcliff Ter

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Assigned schools

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