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Single Family ResidenceResidential
$723,901$546 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 RICHARDS WAY

SACO, ME 04072
3
Beds
2.5
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$724K
$614K low$834K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$421,901
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$337,521
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
TD BANK NA · recorded Oct 2, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,000
TD BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,424 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$522,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$208,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$314,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$510,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$575,415

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyYORK
Lot (acres)The size of the land the home sits on, from county records.1.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Governor John Fairfield School
Elementary · Grades KG–2 · 1.3 mi
H
Thornton Academy
High · Grades 6–12 · 1.5 mi
M
Saco Middle SchoolB
Middle · Grades 6–8 · 3.5 mi

District: Saco Public Schools

Neighborhood · ZIP 04072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,950
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,396
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,623
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Richards Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Saco 04072
  • Costs more per square foot than 92% of homes in Saco 04072
  • Smaller than 66% of homes in Saco 04072
  • Has a bigger lot than 80% of homes in Saco 04072
  • Newer than 66% of homes in Saco 04072

What homes are worth in Saco 04072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$1.4M

This home is worth more than 79% of homes in Saco 04072.

How it measures up in Saco 04072

The dot is this home. The mark in the middle is the typical home in Saco 04072.

Estimated value$723,901
CheaperTypical $534,729Pricier

Pricier than 79% of homes nearby

Price per ft²$546
CheaperTypical $345Pricier

Pricier than 92% of homes nearby

Living area1,326 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 34% of homes nearby

Lot size1.25 ac
SmallerTypical 0.38 acBigger

Bigger than 80% of homes nearby

Year built1996
OlderTypical 1985Newer

Newer than 66% of homes nearby

How 12 Richards Way ranks against every home in each area.
MeasureThis homeSaco 04072York County
Estimated valuepricier than$723,90179% of homes76% of homes
Price per ft²pricier than$54692% of homes81% of homes
Living areabigger than1,326 ft²34% of homes45% of homes
Lot sizebigger than1.25 ac80% of homes62% of homes
Year builtnewer than199666% of homes66% of homes

About 12 Richards Way

How much is 12 Richards Way, Saco, ME worth?

The TopHap Estimate for 12 Richards Way, Saco, ME is $723,901 as of Jul 14, 2026. The likely range is $614,209 to $833,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Richards Way, Saco, ME last sell?

12 Richards Way, Saco, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Richards Way, Saco, ME?

12 Richards Way, Saco, ME has 3 bedrooms, 2.5 bathrooms, 1,326 square feet of living space and a 1.25-acre lot.

When was 12 Richards Way, Saco, ME built?

12 Richards Way, Saco, ME was built in 1996, making it 30 years old. It is a raised ranch home. The building has 1 story.

What schools serve 12 Richards Way, Saco, ME?

12 Richards Way, Saco, ME is assigned to Governor John Fairfield School (elementary); Thornton Academy (high); Saco Middle School (middle), rated B. All sit in Saco Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Richards Way, Saco, ME compare to other homes in Saco 04072?

Among the 7,723 homes in Saco 04072, it is worth more than 79% of them ($723,901 against a typical $534,729), its price per square foot is higher than 92% of them ($546 against a typical $345), it is bigger than 34% of them (1,326 ft² against a typical 1,612 ft²), its lot is bigger than 80% of them (1.25 ac against a typical 0.38 ac) and it is newer than 66% of them (1996 against a typical 1985). Measured against all of York County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Richards Way, Saco, ME?

The 2025 property tax bill for 12 Richards Way, Saco, ME was $7,424. The county assessed it at $522,800.

More homes on Richards Way

Closest homes

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Assigned schools

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