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Single Family ResidenceResidential
$230,076$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 S RIVER ST

SWANTON, VT 05488
5
Beds
1
Baths
2,725 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$230K
$217K low$243K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$230,076
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$184,061

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,246 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.75
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Neighborhood · ZIP 05488These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.7,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,899
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 S River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Swanton 05488
  • Among the lowest price per square foot in Swanton 05488
  • Bigger than 94% of homes in Swanton 05488
  • Has a smaller lot than 65% of homes in Franklin County

What homes are worth in Swanton 05488

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$817K

This home is worth more than 10% of homes in Swanton 05488.

How it measures up in Swanton 05488

The dot is this home. The mark in the middle is the typical home in Swanton 05488.

Estimated value$230,076
CheaperTypical $351,518Pricier

Pricier than 10% of homes nearby

Price per ft²$84
CheaperTypical $249Pricier

Cheaper than almost all homes nearby

Living area2,725 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.75 ac
SmallerTypical 0.92 acBigger

Bigger than 47% of homes nearby

How 12 S River St ranks against every home in each area.
MeasureThis homeSwanton 05488Franklin County
Estimated valuepricier than$230,07610% of homes14% of homes
Price per ft²pricier than$84almost no homesalmost no homes
Living areabigger than2,725 ft²94% of homes93% of homes
Lot sizebigger than0.75 ac47% of homes35% of homes

About 12 S River St

How much is 12 S River St, Swanton, VT worth?

The TopHap Estimate for 12 S River St, Swanton, VT is $230,076 as of Jul 14, 2026. The likely range is $216,975 to $243,177. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12 S River St, Swanton, VT?

12 S River St, Swanton, VT has 5 bedrooms, 1 bathrooms, 2,725 square feet of living space and a 0.75-acre lot.

How does 12 S River St, Swanton, VT compare to other homes in Swanton 05488?

Among the 3,087 homes in Swanton 05488, it is worth more than 10% of them ($230,076 against a typical $351,518), its price per square foot is higher than almost none of them ($84 against a typical $249), it is bigger than 94% of them (2,725 ft² against a typical 1,436 ft²) and its lot is bigger than 47% of them (0.75 ac against a typical 0.92 ac). Measured against all of Franklin County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 S River St, Swanton, VT?

The 2024 property tax bill for 12 S River St, Swanton, VT was $3,246. The county assessed it at $138,900.

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