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Single Family ResidenceResidential
$557,084$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Nov 12, 2019

1220 ROSA DR

MONROE, NC 28112
4
Beds
3 / 2
Baths
3,289 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$557K
$502K low$612K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Nov 12, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,574
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,459
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$379,800
UNITED TRUST BANK · recorded Jun 17, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$86,710
FLAGSTAR BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,692 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$581,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$421,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$455,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$581,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.109 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.1.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 221 ft²Patio · 221 ft²Porch · 424 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monroe High SchoolD-
High · Grades 9–12 · 0.8 mi
M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 1.4 mi
E
Rock Rest Elementary SchoolA
Elementary · Grades KG–5 · 1.8 mi

District: Union County Public Schools

Neighborhood · ZIP 28112These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,806
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1220 Rosa Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Monroe 28112
  • Costs less per square foot than 86% of homes in Union County
  • Bigger than 96% of homes in Monroe 28112
  • Has a bigger lot than 75% of homes in Union County
  • Older than 75% of homes in Union County

What homes are worth in Monroe 28112

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$791K

This home is worth more than 91% of homes in Monroe 28112.

How it measures up in Monroe 28112

The dot is this home. The mark in the middle is the typical home in Monroe 28112.

Estimated value$557,084
CheaperTypical $363,654Pricier

Pricier than 91% of homes nearby

Price per ft²$169
CheaperTypical $205Pricier

Pricier than 26% of homes nearby

Living area3,289 ft²
SmallerTypical 1,631 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.14 ac
SmallerTypical 0.95 acBigger

Bigger than 60% of homes nearby

Year built1987
OlderTypical 1988Newer

Newer than 50% of homes nearby

How 1220 Rosa Dr ranks against every home in each area.
MeasureThis homeMonroe 28112Union County
Estimated valuepricier than$557,08491% of homes65% of homes
Price per ft²pricier than$16926% of homes14% of homes
Living areabigger than3,289 ft²96% of homes81% of homes
Lot sizebigger than1.14 ac60% of homes75% of homes
Year builtnewer than198750% of homes25% of homes

About 1220 Rosa Dr

How much is 1220 Rosa Dr, Monroe, NC worth?

The TopHap Estimate for 1220 Rosa Dr, Monroe, NC is $557,084 as of Jul 14, 2026. The likely range is $502,172 to $611,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1220 Rosa Dr, Monroe, NC last sell?

1220 Rosa Dr, Monroe, NC last sold on Nov 12, 2019 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1220 Rosa Dr, Monroe, NC?

1220 Rosa Dr, Monroe, NC has 4 bedrooms, 3 bathrooms, 3,289 square feet of living space and a 1.14-acre lot.

When was 1220 Rosa Dr, Monroe, NC built?

1220 Rosa Dr, Monroe, NC was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 1220 Rosa Dr, Monroe, NC?

1220 Rosa Dr, Monroe, NC is assigned to Monroe High School (high), rated D-; Monroe Middle School (middle), rated D-; Rock Rest Elementary School (elementary), rated A. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1220 Rosa Dr, Monroe, NC compare to other homes in Monroe 28112?

Among the 11,421 homes in Monroe 28112, it is worth more than 91% of them ($557,084 against a typical $363,654), its price per square foot is higher than 26% of them ($169 against a typical $205), it is bigger than 96% of them (3,289 ft² against a typical 1,631 ft²), its lot is bigger than 60% of them (1.14 ac against a typical 0.95 ac) and it is newer than 50% of them (1987 against a typical 1988). Measured against all of Union County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1220 Rosa Dr, Monroe, NC?

The 2025 property tax bill for 1220 Rosa Dr, Monroe, NC was $4,692. The county assessed it at $581,700.

More homes on Rosa Dr

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Assigned schools

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