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Single Family ResidenceResidential
$286,148$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,800 on Jul 30, 2020

123 RUIDOSO

KYLE, TX 78640
0
Baths
2,244 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$286K
$271K low$301K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,800 · Jul 30, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,386
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,109
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,733
GUILD MORTGAGE CO · recorded Jul 30, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,029
TEXAS DEPARTMENT OF HSNG & CMNTY AFFAIRS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,020 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$336,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$371,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$336,620

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAYS
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 45 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Susie Fuentes Elementary SchoolB-
Elementary · Grades PK–5 · 0.1 mi
H
Lehman High SchoolC-
High · Grades 9–12 · 1.0 mi
M
Armando Chapa Middle SchoolC+
Middle · Grades 6–8 · 2.2 mi

District: Hays Consolidated Independent School District

Neighborhood · ZIP 78640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.80,309
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.868 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,000
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Ruidoso measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Hays County
  • Costs less per square foot than 97% of homes in Hays County
  • Bigger than 77% of homes in Kyle 78640
  • Has a smaller lot than 77% of homes in Hays County
  • Older than 74% of homes in Kyle 78640

What homes are worth in Kyle 78640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$628K

This home is worth more than 40% of homes in Kyle 78640.

How it measures up in Kyle 78640

The dot is this home. The mark in the middle is the typical home in Kyle 78640.

Estimated value$286,148
CheaperTypical $299,464Pricier

Pricier than 40% of homes nearby

Price per ft²$128
CheaperTypical $168Pricier

Pricier than 9% of homes nearby

Living area2,244 ft²
SmallerTypical 1,776 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.16 ac
SmallerTypical 0.2 acBigger

Bigger than 30% of homes nearby

Year built2003
OlderTypical 2014Newer

Newer than 26% of homes nearby

How 123 Ruidoso ranks against every home in each area.
MeasureThis homeKyle 78640Hays County
Estimated valuepricier than$286,14840% of homes23% of homes
Price per ft²pricier than$1289% of homes3% of homes
Living areabigger than2,244 ft²77% of homes66% of homes
Lot sizebigger than0.16 ac30% of homes23% of homes
Year builtnewer than200326% of homes30% of homes

About 123 Ruidoso

How much is 123 Ruidoso, Kyle, TX worth?

The TopHap Estimate for 123 Ruidoso, Kyle, TX is $286,148 as of Jul 14, 2026. The likely range is $270,834 to $301,462. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Ruidoso, Kyle, TX last sell?

123 Ruidoso, Kyle, TX last sold on Jul 30, 2020 for $228,800, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 123 Ruidoso, Kyle, TX?

123 Ruidoso, Kyle, TX has 2,244 square feet of living space and a 0.16-acre lot.

When was 123 Ruidoso, Kyle, TX built?

123 Ruidoso, Kyle, TX was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 123 Ruidoso, Kyle, TX?

123 Ruidoso, Kyle, TX is assigned to Susie Fuentes Elementary School (elementary), rated B-; Lehman High School (high), rated C-; Armando Chapa Middle School (middle), rated C+. All sit in Hays Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Ruidoso, Kyle, TX compare to other homes in Kyle 78640?

Among the 29,332 homes in Kyle 78640, it is worth more than 40% of them ($286,148 against a typical $299,464), its price per square foot is higher than 9% of them ($128 against a typical $168), it is bigger than 77% of them (2,244 ft² against a typical 1,776 ft²), its lot is bigger than 30% of them (0.16 ac against a typical 0.2 ac) and it is newer than 26% of them (2003 against a typical 2014). Measured against all of Hays County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Ruidoso, Kyle, TX?

The 2024 property tax bill for 123 Ruidoso, Kyle, TX was $7,020. The county assessed it at $336,620.

More homes on Ruidoso

Closest homes

More homes in Kyle 78640

Assigned schools

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