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Residential (General/Single)Residential
$767,282$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

128 JAMES DR

RINGWOOD, NJ 07456
0
Baths
3,006 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$767K
$695K low$840K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$388,925
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$311,140
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$378,357
FREEDOM MORTGAGE CORP · recorded May 10, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,147 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$402,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$253,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$402,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Robert Erskine Elementary SchoolA
Elementary · Grades KG–3 · 0.9 mi
M
Martin J. Ryerson Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi
H
Lakeland Regional High SchoolC
High · Grades 9–12 · 2.2 mi

District: Lakeland Regional School District

Neighborhood · ZIP 07456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.14
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.11,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.417 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,655
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,233
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

128 James Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Ringwood 07456
  • Costs less per square foot than 87% of homes in Passaic County
  • Bigger than 91% of homes in Passaic County
  • Has a bigger lot than 96% of homes in Passaic County
  • Newer than 77% of homes in Passaic County

What homes are worth in Ringwood 07456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$1M

This home is worth more than 86% of homes in Ringwood 07456.

How it measures up in Ringwood 07456

The dot is this home. The mark in the middle is the typical home in Ringwood 07456.

Estimated value$767,282
CheaperTypical $599,586Pricier

Pricier than 86% of homes nearby

Price per ft²$255
CheaperTypical $300Pricier

Pricier than 25% of homes nearby

Living area3,006 ft²
SmallerTypical 2,006 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.01 ac
SmallerTypical 0.39 acBigger

Bigger than 84% of homes nearby

Year built1972
OlderTypical 1964Newer

Newer than 73% of homes nearby

How 128 James Dr ranks against every home in each area.
MeasureThis homeRingwood 07456Passaic County
Estimated valuepricier than$767,28286% of homes83% of homes
Price per ft²pricier than$25525% of homes13% of homes
Living areabigger than3,006 ft²86% of homes91% of homes
Lot sizebigger than1.01 ac84% of homes96% of homes
Year builtnewer than197273% of homes77% of homes

About 128 James Dr

How much is 128 James Dr, Ringwood, NJ worth?

The TopHap Estimate for 128 James Dr, Ringwood, NJ is $767,282 as of Jul 14, 2026. The likely range is $694,746 to $839,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 128 James Dr, Ringwood, NJ last sell?

128 James Dr, Ringwood, NJ last sold on May 10, 2022, according to the county's recorded deed.

When was 128 James Dr, Ringwood, NJ built?

128 James Dr, Ringwood, NJ was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 128 James Dr, Ringwood, NJ?

128 James Dr, Ringwood, NJ is assigned to Robert Erskine Elementary School (elementary), rated A; Martin J. Ryerson Middle School (middle), rated B+; Lakeland Regional High School (high), rated C. All sit in Lakeland Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 128 James Dr, Ringwood, NJ compare to other homes in Ringwood 07456?

Among the 4,300 homes in Ringwood 07456, it is worth more than 86% of them ($767,282 against a typical $599,586), its price per square foot is higher than 25% of them ($255 against a typical $300), it is bigger than 86% of them (3,006 ft² against a typical 2,006 ft²), its lot is bigger than 84% of them (1.01 ac against a typical 0.39 ac) and it is newer than 73% of them (1972 against a typical 1964). Measured against all of Passaic County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 128 James Dr, Ringwood, NJ?

The 2025 property tax bill for 128 James Dr, Ringwood, NJ was $17,147. The county assessed it at $402,600.

More homes on James Dr

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Assigned schools

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