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Rural ResidenceResidential
$564,990$405 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12805 S 38TH ST

ROCA, NE 68430
2
Beds
2 / 1
Baths
1,395 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$565K
$519K low$611K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$564,990
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$451,992

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,970 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$714,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$506,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$535,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$714,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.178 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyLancaster
Lot (acres)The size of the land the home sits on, from county records.1.94
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norris Elementary School
Elementary · Grades PK–2 · 8.5 mi
M
Norris Middle SchoolA
Middle · Grades 6–8 · 8.5 mi
H
Norris High SchoolA+
High · Grades 9–12 · 8.6 mi

District: Norris School District 160

Neighborhood · ZIP 68430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,187
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12805 S 38th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Lancaster County
  • Costs more per square foot than 98% of homes in Lancaster County
  • Smaller than 85% of homes in Roca 68430
  • Has a bigger lot than 93% of homes in Lancaster County
  • Older than 72% of homes in Roca 68430

What homes are worth in Roca 68430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$1.5M

This home is worth more than 41% of homes in Roca 68430.

How it measures up in Roca 68430

The dot is this home. The mark in the middle is the typical home in Roca 68430.

Estimated value$564,990
CheaperTypical $602,609Pricier

Pricier than 41% of homes nearby

Price per ft²$405
CheaperTypical $307Pricier

Pricier than 88% of homes nearby

Living area1,395 ft²
SmallerTypical 2,052 ft²Bigger

Bigger than 15% of homes nearby

Lot size1.94 ac
SmallerTypical 3 acBigger

Bigger than 41% of homes nearby

Year built1983
OlderTypical 2005Newer

Newer than 28% of homes nearby

How 12805 S 38th St ranks against every home in each area.
MeasureThis homeRoca 68430Lancaster County
Estimated valuepricier than$564,99041% of homes89% of homes
Price per ft²pricier than$40588% of homes98% of homes
Living areabigger than1,395 ft²15% of homes44% of homes
Lot sizebigger than1.94 ac41% of homes93% of homes
Year builtnewer than198328% of homes53% of homes

About 12805 S 38th St

How much is 12805 S 38th St, Roca, NE worth?

The TopHap Estimate for 12805 S 38th St, Roca, NE is $564,990 as of Jul 14, 2026. The likely range is $518,560 to $611,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12805 S 38th St, Roca, NE?

12805 S 38th St, Roca, NE has 2 bedrooms, 2 bathrooms, 1,395 square feet of living space and a 1.94-acre lot.

When was 12805 S 38th St, Roca, NE built?

12805 S 38th St, Roca, NE was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 12805 S 38th St, Roca, NE?

12805 S 38th St, Roca, NE is assigned to Norris Elementary School (elementary); Norris Middle School (middle), rated A; Norris High School (high), rated A+. All sit in Norris School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12805 S 38th St, Roca, NE compare to other homes in Roca 68430?

Among the 919 homes in Roca 68430, it is worth more than 41% of them ($564,990 against a typical $602,609), its price per square foot is higher than 88% of them ($405 against a typical $307), it is bigger than 15% of them (1,395 ft² against a typical 2,052 ft²), its lot is bigger than 41% of them (1.94 ac against a typical 3 ac) and it is newer than 28% of them (1983 against a typical 2005). Measured against all of Lancaster County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12805 S 38th St, Roca, NE?

The 2025 property tax bill for 12805 S 38th St, Roca, NE was $8,970. The county assessed it at $714,000.

More homes on S 38th St

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Assigned schools

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