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Single Family ResidenceResidential
$412,167$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $399,000 on Nov 25, 2025

1284 ROWLEY ST

VALPARAISO, IN 46385
4
Beds
3 / 1
Baths
2,584 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$412K
$381K low$444K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$399,000 · Nov 25, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,167
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,534
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$359,000
CME LENDING GROUP LLC · recorded Nov 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,423 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$443,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$394,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$443,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$443,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heavilin Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
M
Benjamin Franklin Middle SchoolA-
Middle · Grades 6–8 · 1.4 mi
H
Valparaiso High SchoolA+
High · Grades 9–12 · 2.8 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1284 Rowley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Porter County
  • Costs less per square foot than 78% of homes in Valparaiso 46385
  • Bigger than 83% of homes in Porter County
  • Has a smaller lot than 88% of homes in Valparaiso 46385
  • Newer than 77% of homes in Porter County

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1M

This home is worth more than 59% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$412,167
CheaperTypical $373,197Pricier

Pricier than 59% of homes nearby

Price per ft²$160
CheaperTypical $190Pricier

Pricier than 22% of homes nearby

Living area2,584 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.17 ac
SmallerTypical 0.31 acBigger

Bigger than 12% of homes nearby

Year built2001
OlderTypical 1988Newer

Newer than 73% of homes nearby

How 1284 Rowley St ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$412,16759% of homes71% of homes
Price per ft²pricier than$16022% of homes27% of homes
Living areabigger than2,584 ft²77% of homes83% of homes
Lot sizebigger than0.17 ac12% of homes12% of homes
Year builtnewer than200173% of homes77% of homes

About 1284 Rowley St

How much is 1284 Rowley St, Valparaiso, IN worth?

The TopHap Estimate for 1284 Rowley St, Valparaiso, IN is $412,167 as of Jul 14, 2026. The likely range is $380,751 to $443,583. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1284 Rowley St, Valparaiso, IN last sell?

1284 Rowley St, Valparaiso, IN last sold on Nov 25, 2025 for $399,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1284 Rowley St, Valparaiso, IN?

1284 Rowley St, Valparaiso, IN has 4 bedrooms, 3 bathrooms, 2,584 square feet of living space and a 0.17-acre lot.

When was 1284 Rowley St, Valparaiso, IN built?

1284 Rowley St, Valparaiso, IN was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 1284 Rowley St, Valparaiso, IN?

1284 Rowley St, Valparaiso, IN is assigned to Heavilin Elementary School (elementary), rated B; Benjamin Franklin Middle School (middle), rated A-; Valparaiso High School (high), rated A+. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1284 Rowley St, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,199 homes in Valparaiso 46385, it is worth more than 59% of them ($412,167 against a typical $373,197), its price per square foot is higher than 22% of them ($160 against a typical $190), it is bigger than 77% of them (2,584 ft² against a typical 1,944 ft²), its lot is bigger than 12% of them (0.17 ac against a typical 0.31 ac) and it is newer than 73% of them (2001 against a typical 1988). Measured against all of Porter County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1284 Rowley St, Valparaiso, IN?

The 2025 property tax bill for 1284 Rowley St, Valparaiso, IN was $4,423. The county assessed it at $443,300.

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