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Rural ResidenceResidential
$1,396,385$492 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1287 RIVER RD

CASCADE, MT 59421
3
Beds
2
Baths
2,838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
178.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.2M low$1.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$730,385
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$584,308
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
MOUNTAIN WEST BANK NA · recorded Sep 29, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$316,000
OPPORTUNITY BANK OF MT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$854,485 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$854,485
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$854,485

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCascade
Lot (acres)The size of the land the home sits on, from county records.178.62
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 506 ft²Porch · 538 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cascade 7-8 SchoolA
Middle · Grades 7–8 · 13.2 mi
E
Cascade SchoolA+
Elementary · Grades PK–6 · 13.2 mi
H
Cascade High SchoolA-
High · Grades 9–12 · 13.2 mi

District: Cascade Elementary School District

Neighborhood · ZIP 59421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,505
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,899
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1287 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Cascade County
  • Costs more per square foot than 96% of homes in Cascade County
  • Bigger than 97% of homes in Cascade County
  • Among the largest lots in Cascade County
  • Newer than 89% of homes in Cascade County

What homes are worth in Cascade 59421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$1.5M

This home is worth more than 98% of homes in Cascade 59421.

How it measures up in Cascade 59421

The dot is this home. The mark in the middle is the typical home in Cascade 59421.

Estimated value$1,396,385
CheaperTypical $473,192Pricier

Pricier than 98% of homes nearby

Price per ft²$492
CheaperTypical $381Pricier

Pricier than 73% of homes nearby

Living area2,838 ft²
SmallerTypical 1,274 ft²Bigger

Bigger than 96% of homes nearby

Lot size178.62 ac
SmallerTypical 5.5 acBigger

Bigger than 94% of homes nearby

Year built2005
OlderTypical 1982Newer

Newer than 76% of homes nearby

How 1287 River Rd ranks against every home in each area.
MeasureThis homeCascade 59421Cascade County
Estimated valuepricier than$1,396,38598% of homesalmost all homes
Price per ft²pricier than$49273% of homes96% of homes
Living areabigger than2,838 ft²96% of homes97% of homes
Lot sizebigger than178.62 ac94% of homesalmost all homes
Year builtnewer than200576% of homes89% of homes

About 1287 River Rd

How much is 1287 River Rd, Cascade, MT worth?

The TopHap Estimate for 1287 River Rd, Cascade, MT is $1,396,385 as of Jul 14, 2026. The likely range is $1,170,490 to $1,622,280. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1287 River Rd, Cascade, MT last sell?

1287 River Rd, Cascade, MT last sold on Jan 7, 2004, according to the county's recorded deed.

How big is 1287 River Rd, Cascade, MT?

1287 River Rd, Cascade, MT has 3 bedrooms, 2 bathrooms, 2,838 square feet of living space and a 178.62-acre lot.

When was 1287 River Rd, Cascade, MT built?

1287 River Rd, Cascade, MT was built in 2005, making it 21 years old. It is a ranch home. The building has 1 story.

What schools serve 1287 River Rd, Cascade, MT?

1287 River Rd, Cascade, MT is assigned to Cascade 7-8 School (middle), rated A; Cascade School (elementary), rated A+; Cascade High School (high), rated A-. All sit in Cascade Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1287 River Rd, Cascade, MT compare to other homes in Cascade 59421?

Among the 1,606 homes in Cascade 59421, it is worth more than 98% of them ($1,396,385 against a typical $473,192), its price per square foot is higher than 73% of them ($492 against a typical $381), it is bigger than 96% of them (2,838 ft² against a typical 1,274 ft²), its lot is bigger than 94% of them (178.62 ac against a typical 5.5 ac) and it is newer than 76% of them (2005 against a typical 1982). Measured against all of Cascade County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1287 River Rd, Cascade, MT?

The 2025 property tax bill for 1287 River Rd, Cascade, MT was $4,633. The county assessed it at $854,485.

More homes on River Rd

Closest homes

More homes in Cascade 59421

Assigned schools

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