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Single Family ResidenceResidential
$462,924$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,600 on May 31, 1996

12915 ROCKY RIVER RD S

JACKSONVILLE, FL 32224
4
Beds
2
Baths
1,999 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$463K
$440K low$486K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,600 · May 31, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$220,424
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,339
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
ABN AMRO MORTGAGE GROUP INC · R · recorded Jul 17, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,500
VYSTAR CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,779 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,238 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,923
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$419,424

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUVAL
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Pond

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chets Creek Elementary SchoolA
Elementary · Grades KG–5 · 0.6 mi
M
Kernan Middle SchoolC
Middle · Grades 6–8 · 3.2 mi
H
Atlantic Coast High SchoolB
High · Grades 9–12 · 4.4 mi

District: Duval County School District

Neighborhood · ZIP 32224These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.48,406
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,116 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,013
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,776
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12915 Rocky River Rd S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Duval County
  • Costs more per square foot than 81% of homes in Duval County
  • Bigger than 72% of homes in Duval County
  • Has a bigger lot than 71% of homes in Duval County

What homes are worth in Jacksonville 32224

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$2.3M

This home is worth more than 48% of homes in Jacksonville 32224.

How it measures up in Jacksonville 32224

The dot is this home. The mark in the middle is the typical home in Jacksonville 32224.

Estimated value$462,924
CheaperTypical $475,103Pricier

Pricier than 48% of homes nearby

Price per ft²$232
CheaperTypical $247Pricier

Pricier than 35% of homes nearby

Living area1,999 ft²
SmallerTypical 1,956 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.27 ac
SmallerTypical 0.2 acBigger

Bigger than 67% of homes nearby

Year built1996
OlderTypical 1998Newer

Newer than 38% of homes nearby

How 12915 Rocky River Rd S ranks against every home in each area.
MeasureThis homeJacksonville 32224Duval County
Estimated valuepricier than$462,92448% of homes82% of homes
Price per ft²pricier than$23235% of homes81% of homes
Living areabigger than1,999 ft²52% of homes72% of homes
Lot sizebigger than0.27 ac67% of homes71% of homes
Year builtnewer than199638% of homes61% of homes

About 12915 Rocky River Rd S

How much is 12915 Rocky River Rd S, Jacksonville, FL worth?

The TopHap Estimate for 12915 Rocky River Rd S, Jacksonville, FL is $462,924 as of Jul 14, 2026. The likely range is $440,150 to $485,698. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12915 Rocky River Rd S, Jacksonville, FL last sell?

12915 Rocky River Rd S, Jacksonville, FL last sold on May 31, 1996 for $125,600, according to the county's recorded deed.

How big is 12915 Rocky River Rd S, Jacksonville, FL?

12915 Rocky River Rd S, Jacksonville, FL has 4 bedrooms, 2 bathrooms, 1,999 square feet of living space and a 0.27-acre lot.

When was 12915 Rocky River Rd S, Jacksonville, FL built?

12915 Rocky River Rd S, Jacksonville, FL was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 12915 Rocky River Rd S, Jacksonville, FL?

12915 Rocky River Rd S, Jacksonville, FL is assigned to Chets Creek Elementary School (elementary), rated A; Kernan Middle School (middle), rated C; Atlantic Coast High School (high), rated B. All sit in Duval County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12915 Rocky River Rd S, Jacksonville, FL compare to other homes in Jacksonville 32224?

Among the 12,826 homes in Jacksonville 32224, it is worth more than 48% of them ($462,924 against a typical $475,103), its price per square foot is higher than 35% of them ($232 against a typical $247), it is bigger than 52% of them (1,999 ft² against a typical 1,956 ft²), its lot is bigger than 67% of them (0.27 ac against a typical 0.2 ac) and it is newer than 38% of them (1996 against a typical 1998). Measured against all of Duval County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12915 Rocky River Rd S, Jacksonville, FL?

The 2025 property tax bill for 12915 Rocky River Rd S, Jacksonville, FL was $3,779. The county assessed it at $240,238.

More homes on Rocky River Rd S

Closest homes

More homes in Jacksonville 32224

Assigned schools

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