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Single Family ResidenceResidential
$1,527,110$645 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12985 RANCHO VISTA CT

SANTA ROSA VALLEY, CA 93012
3
Beds
2
Baths
2,366 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.3M low$1.7M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,392,110
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,113,688
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.8%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
PROVIDENT FUNDING ASSOCIATES LP · recorded Apr 17, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,510 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$509,530 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$331,205
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$499,540

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
27
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
85
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVENTURA
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Santa Rosa Technology Magnet SchoolA-
Elementary · Grades KG–8 · 0.3 mi
H
Adolfo Camarillo High SchoolA-
High · Grades 9–12 · 7.7 mi

District: Oxnard Union High School District

Neighborhood · ZIP 93012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.523

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.811 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,065
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12985 Rancho Vista Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Ventura County
  • Costs more per square foot than 93% of homes in Camarillo 93012
  • Bigger than 79% of homes in Ventura County
  • Has a bigger lot than 92% of homes in Ventura County
  • Newer than 73% of homes in Ventura County

What homes are worth in Camarillo 93012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$500K$2.5M

This home is worth more than 86% of homes in Camarillo 93012.

How it measures up in Camarillo 93012

The dot is this home. The mark in the middle is the typical home in Camarillo 93012.

Estimated value$1,527,110
CheaperTypical $868,423Pricier

Pricier than 86% of homes nearby

Price per ft²$645
CheaperTypical $507Pricier

Pricier than 93% of homes nearby

Living area2,366 ft²
SmallerTypical 1,709 ft²Bigger

Bigger than 74% of homes nearby

Lot size1.47 ac
SmallerTypical 0.14 acBigger

Bigger than 91% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 55% of homes nearby

How 12985 Rancho Vista Ct ranks against every home in each area.
MeasureThis homeCamarillo 93012Ventura County
Estimated valuepricier than$1,527,11086% of homes90% of homes
Price per ft²pricier than$64593% of homes86% of homes
Living areabigger than2,366 ft²74% of homes79% of homes
Lot sizebigger than1.47 ac91% of homes92% of homes
Year builtnewer than198855% of homes73% of homes

About 12985 Rancho Vista Ct

How much is 12985 Rancho Vista Ct, Santa Rosa Valley, CA worth?

The TopHap Estimate for 12985 Rancho Vista Ct, Santa Rosa Valley, CA is $1,527,110 as of Jul 14, 2026. The likely range is $1,338,383 to $1,715,837. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12985 Rancho Vista Ct, Santa Rosa Valley, CA last sell?

12985 Rancho Vista Ct, Santa Rosa Valley, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12985 Rancho Vista Ct, Santa Rosa Valley, CA?

12985 Rancho Vista Ct, Santa Rosa Valley, CA has 3 bedrooms, 2 bathrooms and 2,366 square feet of living space.

When was 12985 Rancho Vista Ct, Santa Rosa Valley, CA built?

12985 Rancho Vista Ct, Santa Rosa Valley, CA was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 12985 Rancho Vista Ct, Santa Rosa Valley, CA?

12985 Rancho Vista Ct, Santa Rosa Valley, CA is assigned to Santa Rosa Technology Magnet School (elementary), rated A-; Adolfo Camarillo High School (high), rated A-. All sit in Oxnard Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12985 Rancho Vista Ct, Santa Rosa Valley, CA compare to other homes in Camarillo 93012?

Among the 13,171 homes in Camarillo 93012, it is worth more than 86% of them ($1,527,110 against a typical $868,423), its price per square foot is higher than 93% of them ($645 against a typical $507), it is bigger than 74% of them (2,366 ft² against a typical 1,709 ft²), its lot is bigger than 91% of them (1.47 ac against a typical 0.14 ac) and it is newer than 55% of them (1988 against a typical 1987). Measured against all of Ventura County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12985 Rancho Vista Ct, Santa Rosa Valley, CA?

The 2025 property tax bill for 12985 Rancho Vista Ct, Santa Rosa Valley, CA was $5,510. The county assessed it at $509,530.

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