Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$837,184$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12985 RIVER RD

RICHMOND, VA 23238
4
Beds
4 / 2
Baths
3,988 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$837K
$767K low$907K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$26,784
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,427
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$510,400
MASON MCDUFFIE MORTGAGE CORPORATION · 3% 2 · recorded Jun 30, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
TOWNEBANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,508 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,227,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$920,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,179,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,227,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyGOOCHLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.2.89
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 480 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Randolph Elementary SchoolA+
Elementary · Grades PK–5 · 8.9 mi
M
Goochland Middle SchoolB
Middle · Grades 6–8 · 13.9 mi
H
Goochland High SchoolA
High · Grades 9–12 · 14.0 mi

District: Goochland County Public Schools

Neighborhood · ZIP 23238These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.27,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,855
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,773
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12985 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Henrico 23238
  • Bigger than 92% of homes in Henrico 23238
  • Has a bigger lot than 96% of homes in Henrico 23238
  • Newer than 78% of homes in Henrico 23238

What homes are worth in Henrico 23238

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.7M

This home is worth more than 88% of homes in Henrico 23238.

How it measures up in Henrico 23238

The dot is this home. The mark in the middle is the typical home in Henrico 23238.

Estimated value$837,184
CheaperTypical $393,254Pricier

Pricier than 88% of homes nearby

Price per ft²$210
CheaperTypical $197Pricier

Pricier than 60% of homes nearby

Living area3,988 ft²
SmallerTypical 2,035 ft²Bigger

Bigger than 92% of homes nearby

Lot size2.89 ac
SmallerTypical 0.34 acBigger

Bigger than 96% of homes nearby

Year built1994
OlderTypical 1982Newer

Newer than 78% of homes nearby

How 12985 River Rd ranks against every home in each area.
MeasureThis homeHenrico 23238Goochland County
Estimated valuepricier than$837,18488% of homes83% of homes
Price per ft²pricier than$21060% of homes61% of homes
Living areabigger than3,988 ft²92% of homes89% of homes
Lot sizebigger than2.89 ac96% of homes52% of homes
Year builtnewer than199478% of homes43% of homes

About 12985 River Rd

How much is 12985 River Rd, Richmond, VA worth?

The TopHap Estimate for 12985 River Rd, Richmond, VA is $837,184 as of Jul 14, 2026. The likely range is $767,287 to $907,081. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12985 River Rd, Richmond, VA last sell?

12985 River Rd, Richmond, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12985 River Rd, Richmond, VA?

12985 River Rd, Richmond, VA has 4 bedrooms, 4 bathrooms, 3,988 square feet of living space and a 2.89-acre lot.

When was 12985 River Rd, Richmond, VA built?

12985 River Rd, Richmond, VA was built in 1994, making it 32 years old. It is a colonial home. The building has 2 stories.

What schools serve 12985 River Rd, Richmond, VA?

12985 River Rd, Richmond, VA is assigned to Randolph Elementary School (elementary), rated A+; Goochland Middle School (middle), rated B; Goochland High School (high), rated A. All sit in Goochland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12985 River Rd, Richmond, VA compare to other homes in Henrico 23238?

Among the 8,448 homes in Henrico 23238, it is worth more than 88% of them ($837,184 against a typical $393,254), its price per square foot is higher than 60% of them ($210 against a typical $197), it is bigger than 92% of them (3,988 ft² against a typical 2,035 ft²), its lot is bigger than 96% of them (2.89 ac against a typical 0.34 ac) and it is newer than 78% of them (1994 against a typical 1982). Measured against all of Goochland County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12985 River Rd, Richmond, VA?

The 2026 property tax bill for 12985 River Rd, Richmond, VA was $6,508. The county assessed it at $1,227,900.

More homes on River Rd

Closest homes

More homes in Richmond 23238

Assigned schools

Explore the area

See this home in context

Open 12985 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map