Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$509,827$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $499,900 on Apr 16, 2026

13 ROSEMARY DR

TROY, NY 12180
3
Beds
2
Baths
2,063 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.94 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$510K
$477K low$543K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$499,900 · Apr 16, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,922
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,938
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$474,905
BAY VIEW FEDERAL CREDIT UNION · 6% · recorded Apr 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,128 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$562,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.1.94
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 216 ft²Porch · 86 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Greenbush School
Elementary · Grades KG–2 · 0.9 mi
M
Gardner-Dickinson SchoolB
Middle · Grades PK–8 · 1.3 mi
H
Troy High SchoolC
High · Grades 9–12 · 3.1 mi

District: Wynantskill Union Free School District

Neighborhood · ZIP 12180These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.55,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.985 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,896
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13 Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Troy 12180
  • Costs more per square foot than 77% of homes in Rensselaer County
  • Bigger than 71% of homes in Rensselaer County
  • Has a bigger lot than 90% of homes in Troy 12180
  • Newer than 93% of homes in Troy 12180

What homes are worth in Troy 12180

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$690K

This home is worth more than 87% of homes in Troy 12180.

How it measures up in Troy 12180

The dot is this home. The mark in the middle is the typical home in Troy 12180.

Estimated value$509,827
CheaperTypical $311,388Pricier

Pricier than 87% of homes nearby

Price per ft²$247
CheaperTypical $207Pricier

Pricier than 75% of homes nearby

Living area2,063 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 63% of homes nearby

Lot size1.94 ac
SmallerTypical 0.18 acBigger

Bigger than 90% of homes nearby

Year built2006
OlderTypical 1939Newer

Newer than 93% of homes nearby

How 13 Rosemary Dr ranks against every home in each area.
MeasureThis homeTroy 12180Rensselaer County
Estimated valuepricier than$509,82787% of homes87% of homes
Price per ft²pricier than$24775% of homes77% of homes
Living areabigger than2,063 ft²63% of homes71% of homes
Lot sizebigger than1.94 ac90% of homes76% of homes
Year builtnewer than200693% of homes93% of homes

About 13 Rosemary Dr

How much is 13 Rosemary Dr, Troy, NY worth?

The TopHap Estimate for 13 Rosemary Dr, Troy, NY is $509,827 as of Jul 14, 2026. The likely range is $477,003 to $542,651. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13 Rosemary Dr, Troy, NY last sell?

13 Rosemary Dr, Troy, NY last sold on Apr 16, 2026 for $499,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 13 Rosemary Dr, Troy, NY?

13 Rosemary Dr, Troy, NY has 3 bedrooms, 2 bathrooms, 2,063 square feet of living space and a 1.94-acre lot.

When was 13 Rosemary Dr, Troy, NY built?

13 Rosemary Dr, Troy, NY was built in 2006, making it 20 years old. It is a ranch home. The building has 1 story.

What schools serve 13 Rosemary Dr, Troy, NY?

13 Rosemary Dr, Troy, NY is assigned to North Greenbush School (elementary); Gardner-Dickinson School (middle), rated B; Troy High School (high), rated C. All sit in Wynantskill Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13 Rosemary Dr, Troy, NY compare to other homes in Troy 12180?

Among the 13,341 homes in Troy 12180, it is worth more than 87% of them ($509,827 against a typical $311,388), its price per square foot is higher than 75% of them ($247 against a typical $207), it is bigger than 63% of them (2,063 ft² against a typical 1,793 ft²), its lot is bigger than 90% of them (1.94 ac against a typical 0.18 ac) and it is newer than 93% of them (2006 against a typical 1939). Measured against all of Rensselaer County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13 Rosemary Dr, Troy, NY?

The 2025 property tax bill for 13 Rosemary Dr, Troy, NY was $7,128. The county assessed it at $90,000.

More homes on Rosemary Dr

Closest homes

More homes in Troy 12180

Assigned schools

Explore the area

See this home in context

Open 13 Rosemary Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map