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Residential (General/Single)Residential
$320,833$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1305 RICHARDS RANCH RD

BELTON, TX 76513
0
Baths
1,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$321K
$286K low$356K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$324,121
NEIGHBORHOOD LOANS · recorded May 29, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,297 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,297
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$288,297
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,297

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 194 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Belton Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
H
Belton High SchoolB-
High · Grades 9–12 · 3.1 mi
E
Hubbard Branch Elementary SchoolD
Elementary · Grades KG–5 · 4.0 mi

District: Belton Independent School District

Neighborhood · ZIP 76513These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.49,989
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.379 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,533
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1305 Richards Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Bell County
  • Costs more per square foot than 85% of homes in Bell County
  • Has a smaller lot than 86% of homes in Belton 76513
  • Among the newest homes in Belton 76513

What homes are worth in Belton 76513

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$951K

This home is worth more than 48% of homes in Belton 76513.

How it measures up in Belton 76513

The dot is this home. The mark in the middle is the typical home in Belton 76513.

Estimated value$320,833
CheaperTypical $326,514Pricier

Pricier than 48% of homes nearby

Price per ft²$190
CheaperTypical $178Pricier

Pricier than 61% of homes nearby

Living area1,690 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.16 ac
SmallerTypical 0.31 acBigger

Bigger than 14% of homes nearby

Year built2024
OlderTypical 2000Newer

Newer than almost all homes nearby

How 1305 Richards Ranch Rd ranks against every home in each area.
MeasureThis homeBelton 76513Bell County
Estimated valuepricier than$320,83348% of homes71% of homes
Price per ft²pricier than$19061% of homes85% of homes
Living areabigger than1,690 ft²44% of homes48% of homes
Lot sizebigger than0.16 ac14% of homes16% of homes
Year builtnewer than2024almost all homesalmost all homes

About 1305 Richards Ranch Rd

How much is 1305 Richards Ranch Rd, Belton, TX worth?

The TopHap Estimate for 1305 Richards Ranch Rd, Belton, TX is $320,833 as of Jul 14, 2026. The likely range is $286,006 to $355,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1305 Richards Ranch Rd, Belton, TX last sell?

1305 Richards Ranch Rd, Belton, TX last sold on May 29, 2025, according to the county's recorded deed.

How big is 1305 Richards Ranch Rd, Belton, TX?

1305 Richards Ranch Rd, Belton, TX has 1,690 square feet of living space and a 0.16-acre lot.

When was 1305 Richards Ranch Rd, Belton, TX built?

1305 Richards Ranch Rd, Belton, TX was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 1305 Richards Ranch Rd, Belton, TX?

1305 Richards Ranch Rd, Belton, TX is assigned to South Belton Middle School (middle), rated D; Belton High School (high), rated B-; Hubbard Branch Elementary School (elementary), rated D. All sit in Belton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1305 Richards Ranch Rd, Belton, TX compare to other homes in Belton 76513?

Among the 16,481 homes in Belton 76513, it is worth more than 48% of them ($320,833 against a typical $326,514), its price per square foot is higher than 61% of them ($190 against a typical $178), it is bigger than 44% of them (1,690 ft² against a typical 1,799 ft²), its lot is bigger than 14% of them (0.16 ac against a typical 0.31 ac) and it is newer than almost all of them (2024 against a typical 2000). Measured against all of Bell County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Richards Ranch Rd

More homes in Belton 76513

Assigned schools

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