Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$402,701$419 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $360,000 on Mar 21, 2025

131 RUGGLES ST

PROVIDENCE, RI 02908
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,906 ft²
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$403K
$351K low$454K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$360,000 · Mar 21, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,222
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$353,479
SEMPER HOME LOANS INC · E · recorded Mar 21, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
RHODE ISLAND HOUSING & MTG FIN CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,096 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$368,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$143,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$244,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harry Kizirian Elementary SchoolC
Elementary · Grades PK–5 · 0.1 mi
M
Nathanael Greene Middle SchoolC+
Middle · Grades 6–8 · 0.3 mi
H
Mount Pleasant High SchoolD-
High · Grades 9–12 · 1.3 mi

District: Providence School District

Neighborhood · ZIP 02908These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.40,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13,050 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,273
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

131 Ruggles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Smith Hill
  • Costs more per square foot than 91% of homes in Providence 02908
  • Smaller than 94% of homes in Providence 02908
  • Has a smaller lot than 90% of homes in Providence County
  • Newer than 96% of homes in Smith Hill

What homes are worth in Providence 02908

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$652K

This home is worth more than 37% of homes in Providence 02908.

How it measures up in Providence 02908

The dot is this home. The mark in the middle is the typical home in Providence 02908.

Estimated value$402,701
CheaperTypical $424,943Pricier

Pricier than 37% of homes nearby

Price per ft²$419
CheaperTypical $319Pricier

Pricier than 91% of homes nearby

Living area960 ft²
SmallerTypical 1,697 ft²Bigger

Bigger than 6% of homes nearby

Lot size3,906 ft²
SmallerTypical 4,138 ft²Bigger

Bigger than 34% of homes nearby

Year built2005
OlderTypical 1930Newer

Newer than 96% of homes nearby

How 131 Ruggles St ranks against every home in each area.
MeasureThis homeSmith HillProvidence 02908Providence County
Estimated valuepricier than$402,70169% of homes37% of homes32% of homes
Price per ft²pricier than$41973% of homes91% of homes87% of homes
Living areabigger than960 ft²19% of homes6% of homes9% of homes
Lot sizebigger than3,906 ft²51% of homes34% of homes10% of homes
Year builtnewer than200596% of homes96% of homes95% of homes

About 131 Ruggles St

How much is 131 Ruggles St, Providence, RI worth?

The TopHap Estimate for 131 Ruggles St, Providence, RI is $402,701 as of Jul 14, 2026. The likely range is $351,135 to $454,267. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 131 Ruggles St, Providence, RI last sell?

131 Ruggles St, Providence, RI last sold on Mar 21, 2025 for $360,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 131 Ruggles St, Providence, RI?

131 Ruggles St, Providence, RI has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.09-acre lot.

When was 131 Ruggles St, Providence, RI built?

131 Ruggles St, Providence, RI was built in 2005, making it 21 years old. It is a ranch home. The building has 1 story.

What schools serve 131 Ruggles St, Providence, RI?

131 Ruggles St, Providence, RI is assigned to Harry Kizirian Elementary School (elementary), rated C; Nathanael Greene Middle School (middle), rated C+; Mount Pleasant High School (high), rated D-. All sit in Providence School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 131 Ruggles St, Providence, RI compare to other homes in Providence 02908?

Among the 8,071 homes in Providence 02908, it is worth more than 37% of them ($402,701 against a typical $424,943), its price per square foot is higher than 91% of them ($419 against a typical $319), it is bigger than 6% of them (960 ft² against a typical 1,697 ft²), its lot is bigger than 34% of them (3,906 ft² against a typical 4,138 ft²) and it is newer than 96% of them (2005 against a typical 1930). Measured against all of Providence County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 131 Ruggles St, Providence, RI?

The 2025 property tax bill for 131 Ruggles St, Providence, RI was $3,096. The county assessed it at $368,600.

More homes on Ruggles St

Closest homes

More homes in Providence 02908

Assigned schools

Explore the area

See this home in context

Open 131 Ruggles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map