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TownhouseResidential
$218,470$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $217,990 on Dec 18, 2024

133 RIVERWALK TER

FEDERALSBURG, MD 21632
3 / 1
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$218K
$175K low$262K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$217,990 · Dec 18, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,978
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,982
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,492
SHORE UNITED BANK NA · recorded Dec 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$95 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,733 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,167
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyCaroline
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Federalsburg Elementary SchoolD-
Elementary · Grades PK–5 · 0.5 mi
M
Colonel Richardson Middle SchoolB
Middle · Grades 6–8 · 5.3 mi
H
Colonel Richardson High SchoolC
High · Grades 9–12 · 5.4 mi

District: Caroline County Public Schools

Neighborhood · ZIP 21632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,560
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,053
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

133 Riverwalk Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Caroline County
  • Costs less per square foot than 72% of homes in Caroline County
  • Among the smallest lots in Federalsburg
  • Among the newest homes in Federalsburg 21632

What homes are worth in Federalsburg 21632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$645K

This home is worth more than 48% of homes in Federalsburg 21632.

How it measures up in Federalsburg 21632

The dot is this home. The mark in the middle is the typical home in Federalsburg 21632.

Estimated value$218,470
CheaperTypical $223,580Pricier

Pricier than 48% of homes nearby

Price per ft²$152
CheaperTypical $160Pricier

Pricier than 44% of homes nearby

Living area1,440 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 51% of homes nearby

Lot size2,000 ft²
SmallerTypical 0.89 acBigger

Smaller than almost all homes nearby

Year built2024
OlderTypical 1963Newer

Newer than almost all homes nearby

How 133 Riverwalk Ter ranks against every home in each area.
MeasureThis homeFederalsburgFederalsburg 21632Caroline County
Estimated valuepricier than$218,47073% of homes48% of homes24% of homes
Price per ft²pricier than$15269% of homes44% of homes28% of homes
Living areabigger than1,440 ft²53% of homes51% of homes39% of homes
Lot sizebigger than2,000 ft²almost no homesalmost no homesalmost no homes
Year builtnewer than2024almost all homesalmost all homesalmost all homes

About 133 Riverwalk Ter

How much is 133 Riverwalk Ter, Federalsburg, MD worth?

The TopHap Estimate for 133 Riverwalk Ter, Federalsburg, MD is $218,470 as of Jun 23, 2026. The likely range is $174,776 to $262,164. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 133 Riverwalk Ter, Federalsburg, MD last sell?

133 Riverwalk Ter, Federalsburg, MD last sold on Dec 18, 2024 for $217,990, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 133 Riverwalk Ter, Federalsburg, MD?

133 Riverwalk Ter, Federalsburg, MD has 3 bathrooms, 1,440 square feet of living space and a 0.05-acre lot.

When was 133 Riverwalk Ter, Federalsburg, MD built?

133 Riverwalk Ter, Federalsburg, MD was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 133 Riverwalk Ter, Federalsburg, MD?

133 Riverwalk Ter, Federalsburg, MD is assigned to Federalsburg Elementary School (elementary), rated D-; Colonel Richardson Middle School (middle), rated B; Colonel Richardson High School (high), rated C. All sit in Caroline County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 133 Riverwalk Ter, Federalsburg, MD compare to other homes in Federalsburg 21632?

Among the 2,326 homes in Federalsburg 21632, it is worth more than 48% of them ($218,470 against a typical $223,580), its price per square foot is higher than 44% of them ($152 against a typical $160), it is bigger than 51% of them (1,440 ft² against a typical 1,440 ft²), its lot is bigger than almost none of them (2,000 ft² against a typical 0.89 ac) and it is newer than almost all of them (2024 against a typical 1963). Measured against all of Caroline County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 133 Riverwalk Ter, Federalsburg, MD?

The 2023 property tax bill for 133 Riverwalk Ter, Federalsburg, MD was $95. The county assessed it at $206,733.

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