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Rural ResidenceResidential
$1,650,772$380 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1397 RIVER RIDGE RANCH RD

KILLEEN, TX 76549
0
Baths
4,342 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
13.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.5M low$1.8M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,160,772
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$928,618
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$490,000
FIRST NATIONAL BANK TEXAS · recorded Feb 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,761 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$861,898 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,956
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$738,942
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,287,835
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,094,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.13.31
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,419 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dr. Jimmie Don Aycock Middle SchoolC
Middle · Grades 6–8 · 1.3 mi
E
Alice W. Douse Elementary SchoolD+
Elementary · Grades EE–5 · 4.9 mi
H
Chaparral High SchoolB
High · Grades 9–12 · 6.4 mi

District: Killeen Independent School District

Neighborhood · ZIP 76549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.62,659
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,782
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,005
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1397 River Ridge Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Killeen 76549
  • Among the highest price per square foot in Killeen 76549
  • Among the largest homes in Killeen 76549
  • Among the largest lots in Killeen 76549
  • Newer than 80% of homes in Killeen 76549

What homes are worth in Killeen 76549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$659K

This home is worth more than almost all homes in Killeen 76549.

How it measures up in Killeen 76549

The dot is this home. The mark in the middle is the typical home in Killeen 76549.

Estimated value$1,650,772
CheaperTypical $223,741Pricier

Pricier than almost all homes nearby

Price per ft²$380
CheaperTypical $129Pricier

Pricier than almost all homes nearby

Living area4,342 ft²
SmallerTypical 1,748 ft²Bigger

Bigger than almost all homes nearby

Lot size13.31 ac
SmallerTypical 0.19 acBigger

Bigger than almost all homes nearby

Year built2013
OlderTypical 2005Newer

Newer than 80% of homes nearby

How 1397 River Ridge Ranch Rd ranks against every home in each area.
MeasureThis homeKilleen 76549Bell County
Estimated valuepricier than$1,650,772almost all homesalmost all homes
Price per ft²pricier than$380almost all homesalmost all homes
Living areabigger than4,342 ft²almost all homesalmost all homes
Lot sizebigger than13.31 acalmost all homesalmost all homes
Year builtnewer than201380% of homes76% of homes

About 1397 River Ridge Ranch Rd

How much is 1397 River Ridge Ranch Rd, Killeen, TX worth?

The TopHap Estimate for 1397 River Ridge Ranch Rd, Killeen, TX is $1,650,772 as of Jul 14, 2026. The likely range is $1,512,121 to $1,789,422. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1397 River Ridge Ranch Rd, Killeen, TX last sell?

1397 River Ridge Ranch Rd, Killeen, TX last sold on Apr 2, 2020, according to the county's recorded deed.

How big is 1397 River Ridge Ranch Rd, Killeen, TX?

1397 River Ridge Ranch Rd, Killeen, TX has 4,342 square feet of living space and a 13.31-acre lot.

When was 1397 River Ridge Ranch Rd, Killeen, TX built?

1397 River Ridge Ranch Rd, Killeen, TX was built in 2013, making it 13 years old. The building has 1 story.

What schools serve 1397 River Ridge Ranch Rd, Killeen, TX?

1397 River Ridge Ranch Rd, Killeen, TX is assigned to Dr. Jimmie Don Aycock Middle School (middle), rated C; Alice W. Douse Elementary School (elementary), rated D+; Chaparral High School (high), rated B. All sit in Killeen Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1397 River Ridge Ranch Rd, Killeen, TX compare to other homes in Killeen 76549?

Among the 18,001 homes in Killeen 76549, it is worth more than almost all of them ($1,650,772 against a typical $223,741), its price per square foot is higher than almost all of them ($380 against a typical $129), it is bigger than almost all of them (4,342 ft² against a typical 1,748 ft²), its lot is bigger than almost all of them (13.31 ac against a typical 0.19 ac) and it is newer than 80% of them (2013 against a typical 2005). Measured against all of Bell County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1397 River Ridge Ranch Rd, Killeen, TX?

The 2024 property tax bill for 1397 River Ridge Ranch Rd, Killeen, TX was $4,761. The county assessed it at $861,898.

More homes on River Ridge Ranch Rd

Closest homes

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Assigned schools

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