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Single Family ResidenceResidential
$387,534$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1406 N ROCKY RIVER RD

MONROE, NC 28110
2
Baths
1,488 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$388K
$339K low$436K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$295,488
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$236,390
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,046
WACHOVIA BANK NA · recorded Aug 9, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,543 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$176,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.3.63
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Masonry
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky River Elementary SchoolB
Elementary · Grades KG–5 · 1.1 mi
M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 4.6 mi
H
Monroe High SchoolD-
High · Grades 9–12 · 5.2 mi

District: Union County Public Schools

Neighborhood · ZIP 28110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,215
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1406 N Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Monroe 28110
  • Smaller than 74% of homes in Union County
  • Has a bigger lot than 91% of homes in Monroe 28110
  • Older than 74% of homes in Union County

What homes are worth in Monroe 28110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$886K

This home is worth more than 53% of homes in Monroe 28110.

How it measures up in Monroe 28110

The dot is this home. The mark in the middle is the typical home in Monroe 28110.

Estimated value$387,534
CheaperTypical $380,000Pricier

Pricier than 53% of homes nearby

Price per ft²$260
CheaperTypical $215Pricier

Pricier than 79% of homes nearby

Living area1,488 ft²
SmallerTypical 1,711 ft²Bigger

Bigger than 38% of homes nearby

Lot size3.63 ac
SmallerTypical 0.48 acBigger

Bigger than 91% of homes nearby

Year built1988
OlderTypical 1999Newer

Newer than 28% of homes nearby

How 1406 N Rocky River Rd ranks against every home in each area.
MeasureThis homeMonroe 28110Union County
Estimated valuepricier than$387,53453% of homes36% of homes
Price per ft²pricier than$26079% of homes71% of homes
Living areabigger than1,488 ft²38% of homes26% of homes
Lot sizebigger than3.63 ac91% of homes89% of homes
Year builtnewer than198828% of homes26% of homes

About 1406 N Rocky River Rd

How much is 1406 N Rocky River Rd, Monroe, NC worth?

The TopHap Estimate for 1406 N Rocky River Rd, Monroe, NC is $387,534 as of Jul 14, 2026. The likely range is $338,890 to $436,178. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1406 N Rocky River Rd, Monroe, NC?

1406 N Rocky River Rd, Monroe, NC has 2 bathrooms, 1,488 square feet of living space and a 3.63-acre lot.

When was 1406 N Rocky River Rd, Monroe, NC built?

1406 N Rocky River Rd, Monroe, NC was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 1406 N Rocky River Rd, Monroe, NC?

1406 N Rocky River Rd, Monroe, NC is assigned to Rocky River Elementary School (elementary), rated B; Monroe Middle School (middle), rated D-; Monroe High School (high), rated D-. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1406 N Rocky River Rd, Monroe, NC compare to other homes in Monroe 28110?

Among the 20,476 homes in Monroe 28110, it is worth more than 53% of them ($387,534 against a typical $380,000), its price per square foot is higher than 79% of them ($260 against a typical $215), it is bigger than 38% of them (1,488 ft² against a typical 1,711 ft²), its lot is bigger than 91% of them (3.63 ac against a typical 0.48 ac) and it is newer than 28% of them (1988 against a typical 1999). Measured against all of Union County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1406 N Rocky River Rd, Monroe, NC?

The 2025 property tax bill for 1406 N Rocky River Rd, Monroe, NC was $1,543. The county assessed it at $176,500.

More homes on N Rocky River Rd

Closest homes

More homes in Monroe 28110

Assigned schools

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