Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$346,871$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $205,000 on Dec 3, 2003

14249 RITCHIE RD

CASCADE, MD 21719
2
Baths
1,792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$347K
$329K low$364K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Dec 3, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$148,393
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,714
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,314
FREEDOM MORTGAGE CORP · recorded Jun 24, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,164
WELLS FARGO BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,014 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$324,267 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.1.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolB
Elementary · Grades PK–5 · 0.6 mi
M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 5.4 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 5.5 mi

District: Washington County Public Schools

Neighborhood · ZIP 21719These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.958
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.221 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,127
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14249 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Cascade 21719
  • Bigger than 68% of homes in Cascade 21719
  • Has a bigger lot than 76% of homes in Washington County
  • Newer than 90% of homes in Cascade 21719

What homes are worth in Cascade 21719

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$670K

This home is worth more than 79% of homes in Cascade 21719.

How it measures up in Cascade 21719

The dot is this home. The mark in the middle is the typical home in Cascade 21719.

Estimated value$346,871
CheaperTypical $262,779Pricier

Pricier than 79% of homes nearby

Price per ft²$194
CheaperTypical $179Pricier

Pricier than 62% of homes nearby

Living area1,792 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 68% of homes nearby

Lot size1.08 ac
SmallerTypical 0.73 acBigger

Bigger than 67% of homes nearby

Year built2003
OlderTypical 1940Newer

Newer than 90% of homes nearby

How 14249 Ritchie Rd ranks against every home in each area.
MeasureThis homeCascade 21719Washington County
Estimated valuepricier than$346,87179% of homes59% of homes
Price per ft²pricier than$19462% of homes43% of homes
Living areabigger than1,792 ft²68% of homes62% of homes
Lot sizebigger than1.08 ac67% of homes76% of homes
Year builtnewer than200390% of homes83% of homes

About 14249 Ritchie Rd

How much is 14249 Ritchie Rd, Cascade, MD worth?

The TopHap Estimate for 14249 Ritchie Rd, Cascade, MD is $346,871 as of Jul 14, 2026. The likely range is $329,331 to $364,411. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14249 Ritchie Rd, Cascade, MD last sell?

14249 Ritchie Rd, Cascade, MD last sold on Dec 3, 2003 for $205,000, according to the county's recorded deed.

How big is 14249 Ritchie Rd, Cascade, MD?

14249 Ritchie Rd, Cascade, MD has 2 bathrooms, 1,792 square feet of living space and a 1.08-acre lot.

When was 14249 Ritchie Rd, Cascade, MD built?

14249 Ritchie Rd, Cascade, MD was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 14249 Ritchie Rd, Cascade, MD?

14249 Ritchie Rd, Cascade, MD is assigned to Cascade Elementary School (elementary), rated B; Smithsburg Middle School (middle), rated A+; Smithsburg High School (high), rated A-. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14249 Ritchie Rd, Cascade, MD compare to other homes in Cascade 21719?

Among the 521 homes in Cascade 21719, it is worth more than 79% of them ($346,871 against a typical $262,779), its price per square foot is higher than 62% of them ($194 against a typical $179), it is bigger than 68% of them (1,792 ft² against a typical 1,482 ft²), its lot is bigger than 67% of them (1.08 ac against a typical 0.73 ac) and it is newer than 90% of them (2003 against a typical 1940). Measured against all of Washington County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14249 Ritchie Rd, Cascade, MD?

The 2025 property tax bill for 14249 Ritchie Rd, Cascade, MD was $3,014. The county assessed it at $324,267.

More homes on Ritchie Rd

Closest homes

More homes in Cascade 21719

Assigned schools

Explore the area

See this home in context

Open 14249 Ritchie Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map