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Single Family ResidenceResidential
$270,419$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $162,900 on Dec 20, 2013

145 RUFF DR

MONROE, MI 48162
3
Beds
1
Baths
1,363 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$255K low$286K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,900 · Dec 20, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,659
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$94,127
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,700
CROSSCOUNTRY MORTGAGE LLC · recorded Jan 4, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,060
PNC BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,049 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.50
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Manor Elementary SchoolB-
Elementary · Grades KG–6 · 0.5 mi
H
Monroe High School
High · Grades 9–12 · 0.8 mi
M
Monroe Middle SchoolB-
Middle · Grades 7–8 · 1.7 mi

District: Monroe Public Schools

Neighborhood · ZIP 48162These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,064
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.496 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,407
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,225
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 Ruff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Monroe 48162
  • Costs more per square foot than 87% of homes in Monroe 48162
  • Has a bigger lot than 73% of homes in Monroe 48162

What homes are worth in Monroe 48162

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$514K

This home is worth more than 72% of homes in Monroe 48162.

How it measures up in Monroe 48162

The dot is this home. The mark in the middle is the typical home in Monroe 48162.

Estimated value$270,419
CheaperTypical $215,452Pricier

Pricier than 72% of homes nearby

Price per ft²$198
CheaperTypical $159Pricier

Pricier than 87% of homes nearby

Living area1,363 ft²
SmallerTypical 1,365 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.5 ac
SmallerTypical 0.25 acBigger

Bigger than 73% of homes nearby

Year built1955
OlderTypical 1956Newer

Newer than 49% of homes nearby

How 145 Ruff Dr ranks against every home in each area.
MeasureThis homeMonroe 48162Monroe County
Estimated valuepricier than$270,41972% of homes64% of homes
Price per ft²pricier than$19887% of homes84% of homes
Living areabigger than1,363 ft²50% of homes43% of homes
Lot sizebigger than0.5 ac73% of homes50% of homes
Year builtnewer than195549% of homes42% of homes

About 145 Ruff Dr

How much is 145 Ruff Dr, Monroe, MI worth?

The TopHap Estimate for 145 Ruff Dr, Monroe, MI is $270,419 as of Jul 14, 2026. The likely range is $255,337 to $285,501. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 145 Ruff Dr, Monroe, MI last sell?

145 Ruff Dr, Monroe, MI last sold on Dec 20, 2013 for $162,900, according to the county's recorded deed.

How big is 145 Ruff Dr, Monroe, MI?

145 Ruff Dr, Monroe, MI has 3 bedrooms, 1 bathrooms, 1,363 square feet of living space and a 0.50-acre lot.

When was 145 Ruff Dr, Monroe, MI built?

145 Ruff Dr, Monroe, MI was built in 1955, making it 71 years old. It is a ranch home.

What schools serve 145 Ruff Dr, Monroe, MI?

145 Ruff Dr, Monroe, MI is assigned to Manor Elementary School (elementary), rated B-; Monroe High School (high); Monroe Middle School (middle), rated B-. All sit in Monroe Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 Ruff Dr, Monroe, MI compare to other homes in Monroe 48162?

Among the 10,029 homes in Monroe 48162, it is worth more than 72% of them ($270,419 against a typical $215,452), its price per square foot is higher than 87% of them ($198 against a typical $159), it is bigger than 50% of them (1,363 ft² against a typical 1,365 ft²), its lot is bigger than 73% of them (0.5 ac against a typical 0.25 ac) and it is newer than 49% of them (1955 against a typical 1956). Measured against all of Monroe County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 Ruff Dr, Monroe, MI?

The 2024 property tax bill for 145 Ruff Dr, Monroe, MI was $3,049. The county assessed it at $130,700.

More homes on Ruff Dr

Closest homes

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Assigned schools

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