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Residential - Vacant LandResidential
$339,616
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16220 N ROCK 38TH RD

ROCK, MI 49880
0
Baths
40 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$340K
$309K low$371K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$339,616
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$271,693

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyDELTA
Lot (acres)The size of the land the home sits on, from county records.40.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mid Peninsula SchoolC+
Elementary · Grades KG–12 · 10.2 mi

District: Mid Peninsula School District

Neighborhood · ZIP 49880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,064
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,393
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,515
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16220 N Rock 38th Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Rock 49880
  • Has a bigger lot than 98% of homes in Delta County

What homes are worth in Rock 49880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$501K

This home is worth more than 88% of homes in Rock 49880.

How it measures up in Rock 49880

The dot is this home. The mark in the middle is the typical home in Rock 49880.

Estimated value$339,616
CheaperTypical $211,672Pricier

Pricier than 88% of homes nearby

Lot size40 ac
SmallerTypical 20 acBigger

Bigger than 86% of homes nearby

How 16220 N Rock 38th Rd ranks against every home in each area.
MeasureThis homeRock 49880Delta County
Estimated valuepricier than$339,61688% of homes84% of homes
Lot sizebigger than40 ac86% of homes98% of homes

About 16220 N Rock 38th Rd

How much is 16220 N Rock 38th Rd, Rock, MI worth?

The TopHap Estimate for 16220 N Rock 38th Rd, Rock, MI is $339,616 as of Jul 14, 2026. The likely range is $308,728 to $370,504. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16220 N Rock 38th Rd, Rock, MI last sell?

16220 N Rock 38th Rd, Rock, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 16220 N Rock 38th Rd, Rock, MI?

16220 N Rock 38th Rd, Rock, MI is assigned to Mid Peninsula School (elementary), rated C+. All sit in Mid Peninsula School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16220 N Rock 38th Rd, Rock, MI compare to other homes in Rock 49880?

Among the 942 homes in Rock 49880, it is worth more than 88% of them ($339,616 against a typical $211,672) and its lot is bigger than 86% of them (40 ac against a typical 20 ac). Measured against all of Delta County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16220 N Rock 38th Rd, Rock, MI?

The 2025 property tax bill for 16220 N Rock 38th Rd, Rock, MI was $302. The county assessed it at $19,500.

More homes on N Rock 38th Rd

Closest homes

More homes in Rock 49880

Assigned schools

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See this home in context

Open 16220 N Rock 38th Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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