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Rural ResidenceResidential
$163,881$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026
Last sold for $90,000 on Oct 26, 2000

172 ROCKY FOREST TRL

ELKIN, NC 28621
3
Beds
2
Baths
1,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$164K
$126K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Oct 26, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,881
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,905
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,000
STATE EMPLOYEES CU · 2.75% 1 · recorded Nov 1, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,790 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySurry
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.16.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 397 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elkin Elementary SchoolA-
Elementary · Grades PK–6 · 3.0 mi
M
Elkin Middle SchoolB
Middle · Grades 7–8 · 3.3 mi
H
Elkin High SchoolB+
High · Grades 9–12 · 3.3 mi

District: Elkin City Schools

Neighborhood · ZIP 28621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,739
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,124
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

172 Rocky Forest Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Elkin 28621
  • Costs less per square foot than 78% of homes in Elkin 28621
  • Has a bigger lot than 93% of homes in Elkin 28621

What homes are worth in Elkin 28621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$567K

This home is worth more than 27% of homes in Elkin 28621.

How it measures up in Elkin 28621

The dot is this home. The mark in the middle is the typical home in Elkin 28621.

Estimated value$163,881
CheaperTypical $217,889Pricier

Pricier than 27% of homes nearby

Price per ft²$116
CheaperTypical $148Pricier

Pricier than 22% of homes nearby

Living area1,410 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 47% of homes nearby

Lot size16 ac
SmallerTypical 1.01 acBigger

Bigger than 93% of homes nearby

Year built1963
OlderTypical 1962Newer

Newer than 52% of homes nearby

How 172 Rocky Forest Trl ranks against every home in each area.
MeasureThis homeElkin 28621Surry County
Estimated valuepricier than$163,88127% of homes27% of homes
Price per ft²pricier than$11622% of homes25% of homes
Living areabigger than1,410 ft²47% of homes44% of homes
Lot sizebigger than16 ac93% of homes92% of homes
Year builtnewer than196352% of homes37% of homes

About 172 Rocky Forest Trl

How much is 172 Rocky Forest Trl, Elkin, NC worth?

The TopHap Estimate for 172 Rocky Forest Trl, Elkin, NC is $163,881 as of Jun 25, 2026. The likely range is $125,589 to $202,173. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 172 Rocky Forest Trl, Elkin, NC last sell?

172 Rocky Forest Trl, Elkin, NC last sold on Oct 26, 2000 for $90,000, according to the county's recorded deed.

How big is 172 Rocky Forest Trl, Elkin, NC?

172 Rocky Forest Trl, Elkin, NC has 3 bedrooms, 2 bathrooms, 1,410 square feet of living space and a 16.00-acre lot.

When was 172 Rocky Forest Trl, Elkin, NC built?

172 Rocky Forest Trl, Elkin, NC was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 172 Rocky Forest Trl, Elkin, NC?

172 Rocky Forest Trl, Elkin, NC is assigned to Elkin Elementary School (elementary), rated A-; Elkin Middle School (middle), rated B; Elkin High School (high), rated B+. All sit in Elkin City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 172 Rocky Forest Trl, Elkin, NC compare to other homes in Elkin 28621?

Among the 3,584 homes in Elkin 28621, it is worth more than 27% of them ($163,881 against a typical $217,889), its price per square foot is higher than 22% of them ($116 against a typical $148), it is bigger than 47% of them (1,410 ft² against a typical 1,456 ft²), its lot is bigger than 93% of them (16 ac against a typical 1.01 ac) and it is newer than 52% of them (1963 against a typical 1962). Measured against all of Surry County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 172 Rocky Forest Trl, Elkin, NC?

The 2025 property tax bill for 172 Rocky Forest Trl, Elkin, NC was $1,326. The county assessed it at $172,790.

More homes on Rocky Forest Trl

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Assigned schools

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