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Single Family ResidentialResidential
$703,999$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Mar 18, 2005

178 ROCKY TOP RD

RUTHERFORDTON, NC 28139
4
Beds
3
Baths
3,254 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.86 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$704K
$553K low$855K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Mar 18, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$436,199
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$348,959
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$267,800
SUNTRUST MORTGAGE INC · recorded Jun 28, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,455 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$591,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$541,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$591,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$591,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.12.86
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Patio · 280 ft²Porch · 432 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
R-S Central High SchoolC-
High · Grades 9–12 · 4.5 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 5.4 mi
E
Pinnacle Elementary SchoolC
Elementary · Grades PK–5 · 6.5 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

178 Rocky Top Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Rutherfordton 28139
  • Costs more per square foot than 70% of homes in Rutherford County
  • Bigger than 98% of homes in Rutherford County
  • Has a bigger lot than 92% of homes in Rutherford County
  • Newer than 89% of homes in Rutherford County

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$883K

This home is worth more than 95% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$703,999
CheaperTypical $289,759Pricier

Pricier than 95% of homes nearby

Price per ft²$216
CheaperTypical $180Pricier

Pricier than 68% of homes nearby

Living area3,254 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 96% of homes nearby

Lot size12.86 ac
SmallerTypical 1.77 acBigger

Bigger than 89% of homes nearby

Year built2007
OlderTypical 1985Newer

Newer than 88% of homes nearby

How 178 Rocky Top Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$703,99995% of homes94% of homes
Price per ft²pricier than$21668% of homes70% of homes
Living areabigger than3,254 ft²96% of homes98% of homes
Lot sizebigger than12.86 ac89% of homes92% of homes
Year builtnewer than200788% of homes89% of homes

About 178 Rocky Top Rd

How much is 178 Rocky Top Rd, Rutherfordton, NC worth?

The TopHap Estimate for 178 Rocky Top Rd, Rutherfordton, NC is $703,999 as of Jul 14, 2026. The likely range is $552,900 to $855,098. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 178 Rocky Top Rd, Rutherfordton, NC last sell?

178 Rocky Top Rd, Rutherfordton, NC last sold on Mar 18, 2005 for $55,000, according to the county's recorded deed.

How big is 178 Rocky Top Rd, Rutherfordton, NC?

178 Rocky Top Rd, Rutherfordton, NC has 4 bedrooms, 3 bathrooms, 3,254 square feet of living space and a 12.86-acre lot.

When was 178 Rocky Top Rd, Rutherfordton, NC built?

178 Rocky Top Rd, Rutherfordton, NC was built in 2007, making it 19 years old. It is a split level home. The building has 2 stories.

What schools serve 178 Rocky Top Rd, Rutherfordton, NC?

178 Rocky Top Rd, Rutherfordton, NC is assigned to R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-; Pinnacle Elementary School (elementary), rated C. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 178 Rocky Top Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 95% of them ($703,999 against a typical $289,759), its price per square foot is higher than 68% of them ($216 against a typical $180), it is bigger than 96% of them (3,254 ft² against a typical 1,540 ft²), its lot is bigger than 89% of them (12.86 ac against a typical 1.77 ac) and it is newer than 88% of them (2007 against a typical 1985). Measured against all of Rutherford County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 178 Rocky Top Rd, Rutherfordton, NC?

The 2025 property tax bill for 178 Rocky Top Rd, Rutherfordton, NC was $3,455. The county assessed it at $591,900.

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Assigned schools

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